Encompass Motorcycle & ATV Insurance

Encompass Motorcycle & ATV Insurance FAQ

What types of motorcycle and ATV insurance coverage does Encompass Motorcycle & ATV Insurance offer?

Encompass Motorcycle & ATV Insurance customers can also add the following riders or endorsements to their policies:

• Accident Forgiveness: This insurance rider helps you avoid a rate increase after the first accident where you are at fault. Some carriers pass on this benefit to other drivers on your policy, such as your teenage children. Check with Encompass Motorcycle & ATV Insurance to see if this rider is available in your area as it is not available in all states.

• Travel Expenses / Trip Interruption Coverage: This coverage helps pay for non-refundable expenses if your trip is delayed or canceled due to an accident, mechanical breakdown, theft, injury, unexpected illness, or some other covered event.

• Rental Car Coverage: Rental car coverage, also known as rental car reimbursement, pays for the cost of a car rental if you can no longer use your vehicle because of a covered loss, such as an accident, theft, or vandalism.

• Loan / Lease / GAP Coverage: GAP coverage covers the difference between what you owe on your motorcycle or ATV and its current cash value in the event of a total loss.

• Emergency Roadside Service: Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.

• Transport Trailer Coverage: This covers non-motorized trailers towed by a vehicle. If they are damaged or cause damages in an accident this policy will cover the costs.

What discounts can you ask for when applying for a policy with Encompass Motorcycle & ATV Insurance?

• Anti-Lock Brake System: ABS technology reduces uncontrolled skids and insurance premiums.

• New Motorcycle or ATV: If you buy a current year or previous year model, you will qualify for a juicy discount on your premium.