Last Updated: 04/18/2025
National General Motorcycle & ATV Insurance
Unaffiliated
Last Updated: 04/18/2025
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Financial Strength Rating
A-(Verified 04/18/2025)
National General Motorcycle & ATV Insurance Review
National General Motorcycle & ATV Insurance is an insurance carrier based in Winston Salem, NC. The company was founded in 1920 and offers motorcycle and ATV insurance in 50 states (and Washington, DC).
National General Motorcycle & ATV Insurance FAQ
What types of motorcycle and ATV insurance coverage does National General Motorcycle & ATV Insurance offer?
Although we often talk about motorcycle insurance in the singular, it really includes several types of coverage.
National General Motorcycle & ATV Insurance customers can also add the following riders or endorsements to their policies:
- Modified Vehicle Insurance: This coverage, also known as customized parts and equipment coverage, can help repair or replace alterations and upgrades you make to your vehicle. Notice that most motorcycle and ATV insurance policies will only cover original equipment so you may want to consider this policy if you've invested a lot of money on aftermarket parts and upgrades.
- Travel Expenses / Trip Interruption Coverage: This coverage helps pay for non-refundable expenses if your trip is delayed or canceled due to an accident, mechanical breakdown, theft, injury, unexpected illness, or some other covered event.
- Rental Car Coverage: Rental car coverage, also known as rental car reimbursement, pays for the cost of a car rental if you can no longer use your vehicle because of a covered loss, such as an accident, theft, or vandalism.
- Emergency Roadside Service: Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.
What benefits does National General Motorcycle & ATV Insurance offer?
National General Motorcycle & ATV Insurance offers the following benefits to its customers:
- 24/7 Phone Availability: Customer service is staffed around the clock.
- Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.
- Digital Claims Reporting: Never fax or mail a document again.
- Mechanical / Auto Body Repair Network: Enjoy the competitive prices and peace of mind of having access to a network of service and repair shops.
What discounts can you ask for when applying for a policy with National General Motorcycle & ATV Insurance?
When you ask for a quote with National General Motorcycle & ATV Insurance, make sure you ask for all the discounts you qualify for. These are the discounts currently available.
- Anti-Lock Brake System: ABS technology reduces uncontrolled skids and insurance premiums.
- Internal Safety Features: National General Motorcycle & ATV Insurance offers additional savings if your motorcycle or ATV has additional safety features, such as seatbelts, airbags, and similar safety features. Ask what other safety features on your car will trigger a discount.
Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with National General Motorcycle & ATV Insurance.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.