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  360 Federal Credit Union Secured Visa Classic

360 Federal Credit Union Secured Visa Classic

in Personal Credit Cards from 360 Federal Credit Union

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360 Federal Credit Union Secured Visa Classic

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in Personal Credit Cards from 360 Federal Credit Union

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 15.50%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range N/A

360 Federal Credit Union Secured Visa Classic Review

360 Federal Credit Union Secured Visa Classic is a credit card issued by 360 Federal Credit Union. 

If you're wondering whether 360 Federal Credit Union Secured Visa Classic is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a 360 Federal Credit Union Secured Visa Classic cash back or rewards program?

No, 360 Federal Credit Union Secured Visa Classic does not offer a rewards program.

360 Federal Credit Union Secured Visa Classic Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

What are the relevant APRs for 360 Federal Credit Union Secured Visa Classic?

360 Federal Credit Union Secured Visa Classic has a variable purchase APR of 15.50%.

It also has a variable cash advance APR starting at 15.50% . Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does 360 Federal Credit Union Secured Visa Classic have an introductory APR offer?

360 Federal Credit Union Secured Visa Classic does not offer an introductory rate on new purchases.
360 Federal Credit Union Secured Visa Classic Balance Transfers
Description
Balance Transfer APR N/A
Introductory Rate N/A
Intro APR period (months) N/A
360 Federal Credit Union Secured Visa Classic Rates & Terms
Description
Balance Computation “Average Daily Balance” (including new purchases/transactions)
Purchase APR 15.50%
Credit Limit N/A
Penalty APR 18%
Cash Advance APR Starting at 15.50%
Security Deposit N/A
Introductory Rate N/A
Intro APR period (months) N/A

What are the 360 Federal Credit Union Secured Visa Classic fees?

The following fees apply to 360 Federal Credit Union Secured Visa Classic:

  • An overlimit fee of $20.
360 Federal Credit Union Secured Visa Classic Fees
Fees Amount
Annual Fee $0
Overlimit Fee $20
Foreign Transaction Fee 1%
Returned Payment Fee $25

Does 360 Federal Credit Union Secured Visa Classic have a foreign transaction fee?

360 Federal Credit Union Secured Visa Classic charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

How to apply for 360 Federal Credit Union Secured Visa Classic

  • Visit the 360 Federal Credit Union website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

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Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday 9:30am - 1:00pm

About 360 Federal Credit Union Secured Visa Classic

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View all personal credit cards offered by 360 Federal Credit Union

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Annual Fee $0
Minimum Interest Charge $0.01
No Annual Fee  
No Interest Grace Period for Late Payment 25
Cash Advance Fee (%) 2%
Cash Advance Fee Minimum $5
Foreign Currency Transaction Fee 1%
Late Fee Amount Starting at $25
Over-Limit Fee $20
Paper Statement Fee $10
Returned Payment Fee $25
Credit History Not Required  
Customer Type Personal
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Cash Advance APR (Variable APR) Starting at 15.50%
Purchase APR (Variable APR) 15.50%
Balance Computation “Average Daily Balance” (including new purchases/transactions)
Penalty APR 18%

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360 Federal Credit Union Personal Credit Cards

Product

Reviews

Annual Fee

Purchase APR

Balance Transfer APR

Credit Score Range

360 Federal Credit Union Visa Platinum Rewards Credit Card
Annual Fee $0 Annual Fee
Purchase APR 11.95% - 17.95%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 600 - 850     300 850