Last Updated: 07/28/2025
Southwest Airlines FCU Visa Signature Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
16.50% - 18.00%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
16.50% - 18.00%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
$0
Southwest Airlines FCU Visa Signature Credit Card Review
This is a rewards card issued by Southwest Airlines Federal Credit Union. If you're wondering whether Southwest Airlines FCU Visa Signature Credit Card is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 9 months.
- 25,000 bonus points if $2,000 spent in first 90 days, 2,500 bonus points with $5,000 spent in calendar year. 2,500 additional points if $10,000 spent in same calendar year.
- APRs: Southwest Airlines FCU Visa Signature Credit Card has a variable regular purchase APR that ranges from 16.50% up to 18.00%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- A 2.99% balance transfer fee. Southwest Airlines FCU Visa Signature Credit Card charges a fee of 2.99% on balance transfers. For example, a balance of $1,000 could cost $29.900000000000002 in transfer fees.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
Pros & Cons of Southwest Airlines FCU Visa Signature Credit Card
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Southwest Airlines FCU Visa Signature Credit Card FAQ
Does Southwest Airlines FCU Visa Signature Credit Card have a cash back or rewards program?
Southwest Airlines FCU Visa Signature Credit Card is a rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Travel | 2 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Southwest Airlines FCU Visa Signature Credit Card have a signup bonus?
Yes. 25,000 bonus points if $2,000 spent in first 90 days, 2,500 bonus points with $5,000 spent in calendar year. 2,500 additional points if $10,000 spent in same calendar year.
Does Southwest Airlines FCU Visa Signature Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Southwest Airlines FCU Visa Signature Credit Card benefits?
Southwest Airlines FCU Visa Signature Credit Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Southwest Airlines FCU Visa Signature Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Southwest Airlines FCU Visa Signature Credit Card has a variable purchase APR that ranges from 16.50% up to 18.00%. The card has a variable balance transfer APR that ranges from 16.50% up to 18.00%. It also has a variable cash advance APR of 18.00% .
Does Southwest Airlines FCU Visa Signature Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 12 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 16.50% - 18.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 2.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Southwest Airlines FCU Visa Signature Credit Card have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 9 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 0% on qualified purchases for a period of 9 months.
What are the fees for Southwest Airlines FCU Visa Signature Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $30 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $30 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
There is a late fee of up to $30 . Does Southwest Airlines FCU Visa Signature Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Southwest Airlines FCU Visa Signature Credit Card?
The customer service number for Southwest Airlines FCU Visa Signature Credit Card is (214) 357-5577.
What is the login page for Southwest Airlines FCU Visa Signature Credit Card?
You can access the login page of Southwest Airlines FCU Visa Signature Credit Card here.
How do people rate the customer service and user experience of Southwest Airlines FCU Visa Signature Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Southwest Airlines FCU Visa Signature Credit Card report your account activity to credit bureaus?
Yes, Southwest Airlines FCU Visa Signature Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Southwest Airlines Federal Credit Union perform a hard credit pull?
Yes, Southwest Airlines FCU Visa Signature Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Southwest Airlines FCU Visa Signature Credit Card
- Visit the website of Southwest Airlines FCU Visa Signature Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed