360 Federal Credit Union Visa Platinum Rewards Credit Card
in Personal Credit Cards from 360 Federal Credit Union
Unaffiliated360 Federal Credit Union Visa Platinum Rewards Credit Card
in Personal Credit Cards from 360 Federal Credit Union
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| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 11.95% - 17.95% |
| Rewards Rates |
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360 Federal Credit Union Visa Platinum Rewards Credit Card Review
360 Federal Credit Union Visa Platinum Rewards Credit Card is a cashback credit card issued by 360 Federal Credit Union. If you're wondering whether 360 Federal Credit Union Visa Platinum Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Key takeaways:
- Earn a rewards rate of up to x.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
- Competitive APRs. 360 Federal Credit Union Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 11.95% up to 17.95%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Gas rewards.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.
360 Federal Credit Union Visa Platinum Rewards Credit Card Pros and Cons:
| The Good | The Bad |
|---|---|
|
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Is there a 360 Federal Credit Union Visa Platinum Rewards Credit Card cash back or rewards program?
360 Federal Credit Union Visa Platinum Rewards Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does 360 Federal Credit Union Visa Platinum Rewards Credit Card have a signup bonus?
360 Federal Credit Union Visa Platinum Rewards Credit Card doesn't offer a cash signup bonus.Does 360 Federal Credit Union Visa Platinum Rewards Credit Card offer an annual loyalty bonus?
360 Federal Credit Union Visa Platinum Rewards Credit Card doesn't offer a cash loyalty bonus.What are the relevant APRs for 360 Federal Credit Union Visa Platinum Rewards Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. 360 Federal Credit Union Visa Platinum Rewards Credit Card has lower than average purchase APRs.360 Federal Credit Union Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 11.95% up to 17.95%. It also has a variable cash advance APR that ranges from 11.95% up to 17.95%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does 360 Federal Credit Union Visa Platinum Rewards Credit Card have an introductory APR offer on balance transfers?
No, 360 Federal Credit Union Visa Platinum Rewards Credit Card does not come with an introductory APR offer for balance transfers.Does 360 Federal Credit Union Visa Platinum Rewards Credit Card have an introductory APR offer on new purchases??
This card does offer an introductory APR rate of 0.99% on qualified purchases for a period of up to 12 months.
| Description | |
|---|---|
| Introductory Rate | 0.99% |
| Purchase Intro APR Period (months) | 12 |
What are the 360 Federal Credit Union Visa Platinum Rewards Credit Card fees?
The following fees apply to 360 Federal Credit Union Visa Platinum Rewards Credit Card:
- An overlimit fee of $20.
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $20 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | $25 |
Does 360 Federal Credit Union Visa Platinum Rewards Credit Card have a foreign transaction fee?
360 Federal Credit Union Visa Platinum Rewards Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.How to apply for 360 Federal Credit Union Visa Platinum Rewards Credit Card
- Visit the 360 Federal Credit Union Visa Platinum Rewards Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
- Headquarters
-
191 Ella Grasso Turnpike
PO Box 273
Windsor Locks, CT 06096 - (800) 544-4728
- Visit Site
About 360 Federal Credit Union Visa Platinum Rewards Credit Card
View all personal credit cards offered by 360 Federal Credit Union
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Gas (Points) | 2 |
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Other Personal Credit Cards
360 Federal Credit Union Personal Credit Cards
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$0
Purchase APR
15.50%
N/A
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