360 Federal Credit Union Visa Platinum Rewards Credit Card Review

360 Federal Credit Union Visa Platinum Rewards Credit Card is a cashback credit card issued by 360 Federal Credit Union. If you're wondering whether 360 Federal Credit Union Visa Platinum Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Earn a rewards rate of up to x.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
• Competitive APRs. 360 Federal Credit Union Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 11.95% up to 17.95%.
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Gas rewards.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.

360 Federal Credit Union Visa Platinum Rewards Credit Card Pros and Cons:

Is there a 360 Federal Credit Union Visa Platinum Rewards Credit Card cash back or rewards program?

360 Federal Credit Union Visa Platinum Rewards Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward.

What are the relevant APRs for 360 Federal Credit Union Visa Platinum Rewards Credit Card?

360 Federal Credit Union Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 11.95% up to 17.95%. It also has a variable cash advance APR that ranges from 11.95% up to 17.95%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for 360 Federal Credit Union Visa Platinum Rewards Credit Card?

The following fees apply to 360 Federal Credit Union Visa Platinum Rewards Credit Card:

• An overlimit fee of $20.

How to apply for 360 Federal Credit Union Visa Platinum Rewards Credit Card

• Visit the 360 Federal Credit Union Visa Platinum Rewards Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.