American 1 CU Visa Non Variable Credit Card

American 1 CU Visa Non Variable Credit Card Review

This is a rewards credit card issued by American 1 Credit Union. If you're wondering whether American 1 CU Visa Non Variable Credit Card is the right card for you, read on.

Key Takeaways

• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of American 1 CU Visa Non Variable Credit Card

American 1 CU Visa Non Variable Credit Card FAQ

Does American 1 CU Visa Non Variable Credit Card have a cash back or rewards program?

American 1 CU Visa Non Variable Credit Card is a rewards card.

What are the American 1 CU Visa Non Variable Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for American 1 CU Visa Non Variable Credit Card?

What are the fees for American 1 CU Visa Non Variable Credit Card?

The following fees apply:

• There is no overlimit fee

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does American 1 CU Visa Non Variable Credit Card report your account activity to credit bureaus?

Yes, American 1 CU Visa Non Variable Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for American 1 CU Visa Non Variable Credit Card

• Visit the American 1 CU Visa Non Variable Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.