Last Updated: 07/28/2025
Firelands FCU Visa Platinum
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
13.15% - 18.00%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
13.15% - 18.00%(Verified 06/21/2024)
Credit Score Range
Starting at 520
Annual Fee
$0
Firelands FCU Visa Platinum Review
This is a card issued by Firelands Federal Credit Union. If you're wondering whether Firelands FCU Visa Platinum is the right card for you, read on.
Key Takeaways
- APRs: Firelands FCU Visa Platinum has a variable regular purchase APR that ranges from 13.15% up to 18.00%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Firelands FCU Visa Platinum
| The Good | The Bad |
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Firelands FCU Visa Platinum FAQ
Does Firelands FCU Visa Platinum have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Firelands FCU Visa Platinum?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Firelands FCU Visa Platinum has a variable purchase APR that ranges from 13.15% up to 18.00%. The card has a variable balance transfer APR that ranges from 13.15% up to 18.00%.
Does Firelands FCU Visa Platinum have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Firelands FCU Visa Platinum have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Firelands FCU Visa Platinum?
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| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Firelands FCU Visa Platinum?
The customer service number for Firelands FCU Visa Platinum is (800) 276-5775.
What is the support contact email for Firelands FCU Visa Platinum?
The support contact email for Firelands FCU Visa Platinum is onlineservices@firelandsfcu.org.
How do people rate the customer service and user experience of Firelands FCU Visa Platinum?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Firelands FCU Visa Platinum report your account activity to credit bureaus?
Yes, Firelands FCU Visa Platinum reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Firelands Federal Credit Union perform a hard credit pull?
Yes, Firelands FCU Visa Platinum performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Firelands FCU Visa Platinum
- Visit the website of Firelands FCU Visa Platinum.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
7:00AM - 9:00PM
Tuesday
7:00AM - 9:00PM
Wednesday
7:00AM - 9:00PM
Thursday
7:00AM - 9:00PM
Friday
7:00AM - 9:00PM
Saturday
8:00AM - 4:00PM
Other Services by Firelands Federal Credit Union
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Other Credit Cards from Firelands Federal Credit Union
Rating not yet determined
Purchase APR
15.99%
Disclaimer popup with additional information
Balance Transfer APR
15.99%
Disclaimer popup with additional information
Credit Score Range
620 - 850
300
850
Annual Fee
$36
Rating not yet determined
Purchase APR
14.15% - 18.00%
Disclaimer popup with additional information
Balance Transfer APR
14.15% - 18.00%
Disclaimer popup with additional information
Credit Score Range
620 - 850
300
850
Annual Fee
Up to $0
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Learn MoreSuperMoney Net Recommendation Score
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