Last Updated: 07/28/2025
Firelands FCU Visa Platinum with Rewards
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
14.15% - 18.00%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
14.15% - 18.00%(Verified 06/21/2024)
Credit Score Range
620 - 850
Annual Fee
Up to $0
Firelands FCU Visa Platinum with Rewards Review
This is a rewards card issued by Firelands Federal Credit Union. If you're wondering whether Firelands FCU Visa Platinum with Rewards is the right card for you, read on.
Key Takeaways
- APRs: Firelands FCU Visa Platinum with Rewards has a variable regular purchase APR that ranges from 14.15% up to 18.00%.
- A 3% balance transfer fee. Firelands FCU Visa Platinum with Rewards charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Firelands FCU Visa Platinum Rewards
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Firelands FCU Visa Platinum Rewards FAQ
Does Firelands FCU Visa Platinum Rewards have a cash back or rewards program?
Firelands FCU Visa Platinum Rewards is a rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Firelands FCU Visa Platinum Rewards have a signup bonus?
This card doesn't offer a cash signup bonus.Does Firelands FCU Visa Platinum Rewards offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Firelands FCU Visa Platinum Rewards benefits?
Firelands FCU Visa Platinum with Rewards provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Firelands FCU Visa Platinum Rewards?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Firelands FCU Visa Platinum with Rewards has a variable purchase APR that ranges from 14.15% up to 18.00%. The card has a variable balance transfer APR that ranges from 14.15% up to 18.00%.
Does Firelands FCU Visa Platinum Rewards have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Firelands FCU Visa Platinum Rewards have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Firelands FCU Visa Platinum Rewards?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | Up to $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of up to $0.
What is the customer service phone number for Firelands FCU Visa Platinum Rewards?
The customer service number for Firelands FCU Visa Platinum Rewards is (800) 276-5775.
What is the support contact email for Firelands FCU Visa Platinum Rewards?
The support contact email for Firelands FCU Visa Platinum Rewards is onlineservices@firelandsfcu.org.
What is the login page for Firelands FCU Visa Platinum Rewards?
You can access the login page of Firelands FCU Visa Platinum Rewards here.
How do people rate the customer service and user experience of Firelands FCU Visa Platinum Rewards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Firelands FCU Visa Platinum with Rewards report your account activity to credit bureaus?
Yes, Firelands FCU Visa Platinum with Rewards reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Firelands Federal Credit Union perform a hard credit pull?
Yes, Firelands FCU Visa Platinum Rewards performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Firelands FCU Visa Platinum Rewards
- Visit the website of Firelands FCU Visa Platinum Rewards.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
7:00AM - 9:00PM
Tuesday
7:00AM - 9:00PM
Wednesday
7:00AM - 9:00PM
Thursday
7:00AM - 9:00PM
Friday
7:00AM - 9:00PM
Saturday
8:00AM - 4:00PM