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UnaffiliatedBank Fund Staff Federal Credit Union Bold Visa Platinum
in Personal Credit Cards from Bank Fund Staff Federal Credit Union
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Purchase APR (Variable APR) | 7.24% |
Balance Transfer APR (Variable APR) | 7.24% |
Credit Score Range | 600 - 850 |
Annual Fee | $0 |
Bank Fund Staff Federal Credit Union Bold Visa Platinum Review
This is a credit card issued by Bank Fund Staff Federal Credit Union. If you're wondering whether Bank Fund Staff Federal Credit Union Bold Visa Platinum is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. Bank Fund Staff Federal Credit Union Bold Visa Platinum has a variable purchase APR of 7.24%
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers, if you transfer the balance within 0 day of opening the account. After the introductory period, the fee is 0%.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
The Good | The Bad |
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Does Bank Fund Staff Federal Credit Union Bold Visa Platinum have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Bank Fund Staff Federal Credit Union Bold Visa Platinum benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Bank Fund Staff Federal Credit Union Bold Visa Platinum?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Bank Fund Staff Federal Credit Union Bold Visa Platinum has a variable purchase APR of 7.24%. The card has a variable balance transfer APR of 7.24% . It also has a variable cash advance APR that ranges from 3.9% up to 7.24%. Note that late payments are subject to an APR of 16.25% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Bank Fund Staff Federal Credit Union Bold Visa Platinum have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 3.9% for a period of up to 6 months.
Description | |
---|---|
Balance Transfer Fee % After Intro Period | 0% |
Balance Transfer Fee Intro Period | 0 days |
Balance Transfer Introductory APR | 3.9% |
Balance Transfer Intro APR Period | 6 months |
Balance Transfer APR | 7.24% |
Balance Transfer Fee Minimum | $0 |
Balance Transfer Fee % | 0% |
Does Bank Fund Staff Federal Credit Union Bold Visa Platinum have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 3.9% |
Purchase Intro APR Period | 6 months |
This card does offer an intro APR rate of 3.9% on qualified purchases for a period of up to 6 months.
What are the fees for Bank Fund Staff Federal Credit Union Bold Visa Platinum?
The following fees apply:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | $0 |
Late Payment Fee | $0 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Bank Fund Staff Federal Credit Union Bold Visa Platinum have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the support contact email for Bank Fund Staff Federal Credit Union Bold Visa Platinum?
The support contact email for Bank Fund Staff Federal Credit Union Bold Visa Platinum is memberservices@bfsfcu.org.
How do people rate the customer service and user experience of Bank Fund Staff Federal Credit Union Bold Visa Platinum?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Bank Fund Staff Federal Credit Union Bold Visa Platinum report your account activity to credit bureaus?
Yes, Bank Fund Staff Federal Credit Union Bold Visa Platinum reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Bank Fund Staff Federal Credit Union Bold Visa Platinum
- Visit the Bank Fund Staff Federal Credit Union Bold Visa Platinum website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1818 H Street N.W
Washington DC, DC 20433 - Visit Site
- Email Support
Other Services by Bank Fund Staff Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Introductory Rate | 3.9% |
Purchase Intro APR Period (Variable APR) | 6 months |
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