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  Bank Fund Staff Federal Credit Union Bold Visa Platinum
Bank Fund Staff Federal Credit Union Bold Visa Platinum Unaffiliated

Bank Fund Staff Federal Credit Union Bold Visa Platinum

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Highlights
Purchase APR  (Variable APR) 9.49% - 17.90%
(Verified 10/26/2022)
Balance Transfer APR  (Variable APR) 9.49% - 17.90%
(Verified 10/26/2022)
Credit Score Range 600 - 850
Annual Fee $0

Bank Fund Staff Federal Credit Union Bold Visa Platinum Review

This is a card issued by Bank Fund Staff Federal Credit Union. If you're wondering whether Bank Fund Staff Federal Credit Union Bold Visa Platinum is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Bank Fund Staff Federal Credit Union Bold Visa Platinum has a variable purchase APR that ranges from 9.49% up to 17.90%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers, if you transfer the balance within 0 day of opening the account. After the introductory period, the fee is 0%.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Bank Fund Staff Federal Credit Union Bold Visa Platinum

The Good The Bad
  • Potentially lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 3.90%.
  • No balance transfer fee, if you transfer the balance within 0 day. After the intro period, the fee is 0% with a minimum of $0.
  • No annual fee.
  • Identity Theft Protection.
  • Considers applicants with fair credit.
  • No foreign transaction fee.
  • Bank Fund Staff Federal Credit Union Bold Visa Platinum reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.

Bank Fund Staff Federal Credit Union Bold Visa Platinum FAQ

Does Bank Fund Staff Federal Credit Union Bold Visa Platinum have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Bank Fund Staff Federal Credit Union Bold Visa Platinum benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Bank Fund Staff Federal Credit Union Bold Visa Platinum?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Bank Fund Staff Federal Credit Union Bold Visa Platinum has a variable purchase APR that ranges from 9.49% up to 17.90%. The card has a variable balance transfer APR that ranges from 9.49% up to 17.90%. It also has a variable cash advance APR that ranges from 9.49% up to 17.90%. Note that late payments are subject to an APR of 17.90% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Bank Fund Staff Federal Credit Union Bold Visa Platinum have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 3.90% for a period of up to 6 months.

Bank Fund Staff Federal Credit Union Bold Visa Platinum Balance Transfers
Description
Balance Transfer Fee % After Intro Period 0%
Balance Transfer Fee Intro Period 0 days
Balance Transfer Introductory APR 3.90%
Balance Transfer Intro APR Period 6 months
Balance Transfer APR 9.49% - 17.90%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%

Does Bank Fund Staff Federal Credit Union Bold Visa Platinum have an intro APR offer on new purchases?

Bank Fund Staff Federal Credit Union Bold Visa Platinum Purchase Intro Offer
Description
Introductory Rate 3.9%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 3.9% on qualified purchases for a period of up to 6 months.

What are the fees for Bank Fund Staff Federal Credit Union Bold Visa Platinum?

The following fees apply:

  • There is no overlimit fee
Bank Fund Staff Federal Credit Union Bold Visa Platinum Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee $0
Late Payment Fee $0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Bank Fund Staff Federal Credit Union Bold Visa Platinum have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Bank Fund Staff Federal Credit Union Bold Visa Platinum?

The Bank Fund Staff Federal Credit Union Bold Visa Platinum customer service number is (800) 923-7328.

What is the support contact email for Bank Fund Staff Federal Credit Union Bold Visa Platinum?

The support contact email for Bank Fund Staff Federal Credit Union Bold Visa Platinum is memberservices@bfsfcu.org.

What is the Bank Fund Staff Federal Credit Union Bold Visa Platinum login page?

You can access the Bank Fund Staff Federal Credit Union Bold Visa Platinum login page here.

How do people rate the customer service and user experience of Bank Fund Staff Federal Credit Union Bold Visa Platinum?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Bank Fund Staff Federal Credit Union Bold Visa Platinum report your account activity to credit bureaus?

Yes, Bank Fund Staff Federal Credit Union Bold Visa Platinum reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Bank Fund Staff Federal Credit Union Bold Visa Platinum

  • Visit the Bank Fund Staff Federal Credit Union Bold Visa Platinum website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Introductory Rate 3.9%
Purchase Intro APR Period (Variable APR) 6 months
Cash Advance Fee Minimum $0
Cash Advance Fee (%) 0%
Minimum Cash Advance Fee ($) $0
Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee $0
Paper Statement Fee $0
Late Fee Amount $0
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
Rewards Type No Rewards
Cash Advance APR (Variable APR) 9.49% - 17.90%
APR Type Variable APR
Balance Computation Average daily balance (including new purchases).
Penalty APR (Variable APR) 17.90%
Purchase APR (Variable APR) 9.49% - 17.90%
(Verified 10/26/2022)
Balance Transfer Fee % After Intro Period 0%
Balance Transfer Fee Intro Period 0 days
Balance Transfer Introductory APR (Variable APR) 3.90%
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer APR (Variable APR) 9.49% - 17.90%
(Verified 10/26/2022)
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Low Interest
Card Network Visa

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