Black Hills Federal Credit Union Visa Traditional Credit Card Review

This is a credit card issued by Black Hills Federal Credit Union. If you're wondering whether Black Hills Federal Credit Union Visa Traditional Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• Competitive APRs. Black Hills Federal Credit Union Visa Traditional Credit Card has a variable purchase APR that ranges from 7.75% up to 17.9%.
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• $0 Balance transfer fee. This card does not charge a fee on balance transfers.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, identity theft protection, travel accident insurance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Does Black Hills Federal Credit Union Visa Traditional Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Black Hills Federal Credit Union Visa Traditional Credit Card benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Zero fraud liability
• Travel Accident Insurance
• Reports to major credit bureaus

What are the relevant APRs for Black Hills Federal Credit Union Visa Traditional Credit Card?

Black Hills Federal Credit Union Visa Traditional Credit Card has a variable purchase APR that ranges from 7.75% up to 17.9%. The card has a variable balance transfer APR that ranges from 7.75% up to 17.9%. It also has a variable cash advance APR that ranges from 7.75% up to 17.9%.

What are the fees for Black Hills Federal Credit Union Visa Traditional Credit Card?

The following fees apply:

• There is no overlimit fee

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Black Hills Federal Credit Union Visa Traditional Credit Card report your account activity to credit bureaus?

Yes, Black Hills Federal Credit Union Visa Traditional Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Black Hills Federal Credit Union Visa Traditional Credit Card

• Visit the Black Hills Federal Credit Union Visa Traditional Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.