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Last Updated: 04/18/2025

WEPCO Federal CU Platinum Visa Card

from WEPCO Federal Credit Union

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
WEPCO Federal Credit Union logo
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Highlights

Purchase APR (Variable APR)

18.24% - 29.24%(Verified 06/21/2024)

Balance Transfer APR (Variable APR)

18.24% - 29.24%(Verified 06/21/2024)

Credit Score Range

740 - 850

Annual Fee

N/A


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WEPCO Federal CU Platinum Visa Card Review

This is a card issued by WEPCO Federal Credit Union. If you're wondering whether WEPCO Federal CU Platinum Visa Card is the right card for you, read on.

Key Takeaways

  • 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 18 months.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 18 months.
  • APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 18.24% up to 29.24%.
  • A 5% balance transfer fee. WEPCO Federal CU Platinum Visa Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
  • Excellent credit required. You will have good approval odds if you have an excellent credit score.

Pros & Cons of WEPCO Federal CU Platinum Visa Card

WEPCO Federal CU Platinum Visa Card FAQ

Does WEPCO Federal CU Platinum Visa Card have a cash back or rewards program?

No, it does not offer a rewards program.

How do people rate the customer service and user experience of WEPCO Federal CU Platinum Visa Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does WEPCO Federal CU Platinum Visa Card report your account activity to credit bureaus?

Yes, WEPCO Federal CU Platinum Visa Card reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does WEPCO Federal Credit Union perform a hard credit pull?

Yes, WEPCO Federal CU Platinum Visa Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for WEPCO Federal CU Platinum Visa Card

  • Visit the website of WEPCO Federal CU Platinum Visa Card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

204 N Branch Ave
Bloomington, MD 21523
(800) 292-8139
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed

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Purchase APR

19.74% - 29.74%
Disclaimer popup with additional information

Balance Transfer APR

19.74% - 29.74%
Disclaimer popup with additional information

Credit Score Range

740 - 850

300

850

Annual Fee

N/A

Visit Site

WEPCO Federal Credit Union logo

Purchase APR

19.74% - 29.74%
Disclaimer popup with additional information

Balance Transfer APR

19.74% - 29.74%
Disclaimer popup with additional information

Credit Score Range

670 - 850

300

850

Annual Fee

N/A


WEPCO Federal Credit Union logo

Purchase APR

19.74% - 29.74%
Disclaimer popup with additional information

Balance Transfer APR

19.74% - 29.74%
Disclaimer popup with additional information

Credit Score Range

740 - 850

300

850

Annual Fee

N/A


WEPCO Federal Credit Union logo

Purchase APR

Starting at 29.99%
Disclaimer popup with additional information

Balance Transfer APR

Starting at 29.99%
Disclaimer popup with additional information

Credit Score Range

740 - 850

300

850

Annual Fee

N/A


WEPCO Federal Credit Union logo

Purchase APR

Starting at 29.24%
Disclaimer popup with additional information

Balance Transfer APR

Starting at 29.24%
Disclaimer popup with additional information

Credit Score Range

670 - 850

300

850

Annual Fee

N/A


WEPCO Federal Credit Union logo

Purchase APR

19.74% - 29.74%
Disclaimer popup with additional information

Balance Transfer APR

19.74% - 29.74%
Disclaimer popup with additional information

Credit Score Range

740 - 850

300

850

Annual Fee

$0 - $99

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

WEPCO Federal CU Platinum Visa Card Community Reviews

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