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  Collegedale CU MasterCard World Elite Credit Card
Collegedale CU MasterCard World Elite Credit Card Unaffiliated

Collegedale CU MasterCard World Elite Credit Card

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Highlights
Purchase APR  (Variable APR) 15.24%
(Verified 10/20/2023)
Balance Transfer APR  (Variable APR) 15.24%
(Verified 10/20/2023)
Credit Score Range 670 - 850
Annual Fee N/A

Collegedale CU MasterCard World Elite Credit Card Review

This is a rewards card issued by Collegedale Credit Union. If you're wondering whether Collegedale CU MasterCard World Elite Credit Card is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Collegedale CU MasterCard World Elite Credit Card has a variable purchase APR of 15.24%
  • Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel assistance, and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 670.

Pros & Cons of Collegedale CU MasterCard World Elite Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 11.24%.
  • No balance transfer fee.
  • Multiple credit card perks.
  • Extended warranty on purchases.
  • Identity Theft Protection.
  • Travel assistance insurance
  • Cardholders can earn rewards on their purchases.
  • Collegedale CU MasterCard World Elite Credit Card reports to multiple credit bureaus.
  • You need good credit to qualify.
  • N/A
  • Does not offer a signup bonus.

Collegedale CU MasterCard World Elite Credit Card FAQ

Does Collegedale CU MasterCard World Elite Credit Card have a cash back or rewards program?

Collegedale CU MasterCard World Elite Credit Card is a rewards card.

Collegedale CU MasterCard World Elite Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Collegedale CU MasterCard World Elite Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Collegedale CU MasterCard World Elite Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Collegedale CU MasterCard World Elite Credit Card benefits?

It provides the following benefits:

  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Collegedale CU MasterCard World Elite Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Collegedale CU MasterCard World Elite Credit Card has a variable purchase APR of 15.24%. The card has a variable balance transfer APR of 15.24% . It also has a variable cash advance APR of 29.99% .

Does Collegedale CU MasterCard World Elite Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 11.24% for a period of up to 6 months.

Collegedale CU MasterCard World Elite Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 11.24%
Balance Transfer Intro APR Period 6 months
Balance Transfer APR 15.24%

Does Collegedale CU MasterCard World Elite Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Collegedale CU MasterCard World Elite Credit Card?

The following fees apply:

What is the customer service phone number for Collegedale CU MasterCard World Elite Credit Card?

The Collegedale CU MasterCard World Elite Credit Card customer service number is (423) 396-2101.

What is the support contact email for Collegedale CU MasterCard World Elite Credit Card?

The support contact email for Collegedale CU MasterCard World Elite Credit Card is ccu@collegedale.org.

What is the Collegedale CU MasterCard World Elite Credit Card login page?

You can access the Collegedale CU MasterCard World Elite Credit Card login page here.

How do people rate the customer service and user experience of Collegedale CU MasterCard World Elite Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Collegedale CU MasterCard World Elite Credit Card report your account activity to credit bureaus?

Yes, Collegedale CU MasterCard World Elite Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Collegedale CU MasterCard World Elite Credit Card

  • Visit the Collegedale CU MasterCard World Elite Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 4:00pm
  • Tuesday 8:00am - 4:00pm
  • Wednesday 8:00am - 4:00pm
  • Thursday 8:00am - 6:00pm
  • Friday 8:00am - 2:00pm
  • Saturday Closed

Other Services by Collegedale Credit Union

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Other
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 670 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Extended Warranty Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
  • Travel Assistance
Rewards Categories
  • 1x Point on Every Purchase
Cash Advance APR (Variable APR) 29.99%
APR Type Variable APR
Balance Computation We use a method called “average daily balance (including new purchases)."
Purchase APR (Variable APR) 15.24%
(Verified 10/20/2023)
Balance Transfer Introductory APR (Variable APR) 11.24%
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer APR (Variable APR) 15.24%
(Verified 10/20/2023)
Card Type
  • Rewards
Card Network Mastercard

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