Last Updated: 07/28/2025
SuperMoney User Recommendation Score +76
Strongly recommended17 total votes
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Highlights
Community Rating
Strongly recommended
Purchase APR (Variable APR)
14.99% - 24.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
680 - 850
Annual Fee
$0
Number of Reviews
BlockFi Bitcoin Rewards Credit Card Review
This is a rewards card issued by BlockFi. If you're wondering whether BlockFi Bitcoin Rewards Credit Card is the right card for you, read on.
Key Takeaways
- Earn 3.5% back in bitcoin during your first 3 months of card ownership.
- APRs: BlockFi Bitcoin Rewards Credit Card has a variable regular purchase APR that ranges from 14.99% up to 24.99%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of BlockFi Credit Card
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BlockFi Credit Card FAQ
Does BlockFi Credit Card have a cash back or rewards program?
BlockFi Credit Card is a rewards card.
| Description |
Does BlockFi Credit Card have a signup bonus?
Yes. Earn 3.5% back in bitcoin during your first 3 months of card ownership.
Does BlockFi Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the BlockFi Credit Card benefits?
BlockFi Bitcoin Rewards Credit Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for BlockFi Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.BlockFi Bitcoin Rewards Credit Card has a variable purchase APR that ranges from 14.99% up to 24.99%. BlockFi Bitcoin Rewards Credit Card does not offer balance transfers.
Does BlockFi Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. BlockFi Bitcoin Rewards Credit Card does not offer balance transfers.Does BlockFi Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for BlockFi Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $37 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does BlockFi Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for BlockFi Credit Card?
The customer service number for BlockFi Credit Card is (646) 779-9688.
What is the support contact email for BlockFi Credit Card?
The support contact email for BlockFi Credit Card is support@blockfi.com.
What is the login page for BlockFi Credit Card?
You can access the login page of BlockFi Credit Card here.
How do people rate the customer service and user experience of BlockFi Credit Card?
Overall, BlockFi Credit Card is strongly recommended based on community reviews that rate customer service and user experience.
Does BlockFi Bitcoin Rewards Credit Card report your account activity to credit bureaus?
Yes, BlockFi Bitcoin Rewards Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does BlockFi perform a hard credit pull?
Yes, BlockFi Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for BlockFi Credit Card
- Visit the website of BlockFi Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from BlockFi Credit Card
Hours of Operation
Sunday
Closed
Monday
9:30AM - 5:00PM
Tuesday
9:30AM - 5:00PM
Wednesday
9:30AM - 5:00PM
Thursday
9:30AM - 5:00PM
Friday
9:30AM - 5:00PM
Saturday
Closed