Last Updated: 07/28/2025
SuperMoney User Recommendation Score +76
Strongly recommended17 total votes
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Highlights
Community Rating
Strongly recommended
Purchase APR (Variable APR)
14.99% - 24.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
680 - 850
Annual Fee
$0
Number of Reviews
BlockFi Bitcoin Rewards Credit Card Review
This is a rewards card issued by BlockFi. If you're wondering whether BlockFi Bitcoin Rewards Credit Card is the right card for you, read on.
Key Takeaways
- Earn 3.5% back in bitcoin during your first 3 months of card ownership.
- APRs: BlockFi Bitcoin Rewards Credit Card has a variable regular purchase APR that ranges from 14.99% up to 24.99%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of BlockFi Credit Card
| The Good | The Bad |
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BlockFi Credit Card FAQ
Does BlockFi Credit Card have a cash back or rewards program?
BlockFi Credit Card is a rewards card.
| Description |
Does BlockFi Credit Card have a signup bonus?
Yes. Earn 3.5% back in bitcoin during your first 3 months of card ownership.
Does BlockFi Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the BlockFi Credit Card benefits?
BlockFi Bitcoin Rewards Credit Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for BlockFi Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.BlockFi Bitcoin Rewards Credit Card has a variable purchase APR that ranges from 14.99% up to 24.99%. BlockFi Bitcoin Rewards Credit Card does not offer balance transfers.
Does BlockFi Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. BlockFi Bitcoin Rewards Credit Card does not offer balance transfers.Does BlockFi Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for BlockFi Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $37 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does BlockFi Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for BlockFi Credit Card?
The customer service number for BlockFi Credit Card is (646) 779-9688.
What is the support contact email for BlockFi Credit Card?
The support contact email for BlockFi Credit Card is support@blockfi.com.
How do people rate the customer service and user experience of BlockFi Credit Card?
Overall, BlockFi Credit Card is strongly recommended based on community reviews that rate customer service and user experience.
Does BlockFi Bitcoin Rewards Credit Card report your account activity to credit bureaus?
Yes, BlockFi Bitcoin Rewards Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does BlockFi perform a hard credit pull?
Yes, BlockFi Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for BlockFi Credit Card
- Visit the website of BlockFi Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from BlockFi Credit Card
Hours of Operation
Sunday
Closed
Monday
9:30AM - 5:00PM
Tuesday
9:30AM - 5:00PM
Wednesday
9:30AM - 5:00PM
Thursday
9:30AM - 5:00PM
Friday
9:30AM - 5:00PM
Saturday
Closed
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Rating not yet determined (2 Reviews)
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +76, or 4.5 on a 5-point rating scale.
+76
-1000+100
No one recommends
Everyone recommends
BlockFi Bitcoin Rewards Credit Card Community Reviews
Would you recommend BlockFi Bitcoin Rewards Credit Card to your friends?
MC
Mazhar C.
Nov 25, 2022
May or may not recommend
It is one of the best credit card. Their are great offers going on. Highly recommend.
MA
Muhammad A.
Jul 25, 2022
May or may not recommend
It is one of the best credit card. Their are great offers going on. Highly recommend.
GS
Gregory S.
Apr 14, 2022
May or may not recommend
Hello,
BlockFi.com locked my account with $25,000 inside, around 80 days ago, and they are not willing to process a refund. They are asking for a court order just for them to process a refund.
After seeing a bunch of info about the products BlockFi offers that seemed attractive at first glance, I decided to open an account. Within minutes the account was ready to take the money out from my ...Show More
NW
Noam W.
Mar 31, 2022
May or may not recommend
This is a great card for those that travel abroad. It doesn't require a fee for purchasing out of the country. However, it doesn't have much other benefits. Costumer service is nice, and you need at least a 600 credit score to apply. This card isn't useful if you don't travel out of the country.
SW
Samuel W.
Feb 22, 2022
May or may not recommend
While this card doesn't offer traditional rewards like cash back or travel points, if you're interested/invested in the online coin marketplace (namely Bitcoin) the rewards are more than enough. I enjoy getting Bitcoin for making daily purchases and their rewards are the best Ive seen from a card in this space. Highly recommend.
Miriel P.
Feb 18, 2022
May or may not recommend
This is an awesome card for anyone interested in crypto (Bitcoin specifically). The biggest downside of this card is that you don't get the typical cashback/travel rewards that most credit cards offer and most people don't use it as their only credit card. That being said, you can get plenty of Bitcoin rewards that could easily make up for the lack of other rewards.
MM
Munib M.
Feb 6, 2022
May or may not recommend
This is not a traditional card. It's a good fit for someone who doesn’t necessarily need the cash back or travel rewards. Since cryptocurrencies are extremely volatile, you should know and understand that the value of their rewards may fluctuate dramatically. So, if you're like me and interested in a card where you can passively earn crypto from your daily purchases, this is the way to go.
FI
Farah I.
Jan 7, 2022
May or may not recommend
It is one of the best credit card. Their are great offers going on. Highly recommend.
CN
Carol N.
Dec 10, 2021
May or may not recommend
I would really like to recommend this financial institution to anyone looking to keep a good banking!!..
Best bank so far!!
BS
Bradley S.
Nov 18, 2021
May or may not recommend
If you're into crypto and/or altcoins, this is the service for you. They are a great card, with a great service, and is really looking to the future on what financial stability and responsibility looks like.
ES
Emily S.
Nov 3, 2021
May or may not recommend
Pretty good card if you have a solid credit score. It can be easy to rack up bitcoin if you consistently use it to buy without thinking much of investing, however, I think cashapp has a gives percentage of bitcoin if you deposit money into the app to spend. There's no fees for this card too which is nice.
EA
Emily A.
Aug 27, 2021
May or may not recommend
The future is crypto, and the BlockFi Bitcoin Rewards Credit Card is a great way to earn crypto-rewards on dollars you spend. I recommend referring a friend to get the bonus.
EN
Eleasia N.
Aug 25, 2021
May or may not recommend
BlockFi Bitcoin Reward Credit Card is supposed to have benefits that are .25% of their trading volume on BlockFi. But I heard mixed reviews about it. It supposed to be a cryptocurrency credit card but only it rewards that are only 1.5% don't immediately fo into crpytocurrency. The card does no longer have an 200$ annual fee. In my opinion I can say BlockFi Bitcoin has the same perks as ...Show More
Antonyo H.
Aug 25, 2021
May or may not recommend
I recently applied and was approved within 3 minutes I totally recommend this app especially if you are in the Bitcoin world or investing.
BK
Brandon K.
Aug 19, 2021
May or may not recommend
This is an incredible option with someone who has a credit score within the 600 range, because most credit cards require higher scores. Also, there’s no annual fees and the apr can range from 14.9–24.99. Trust me, don’t be alarmed at the 24.99, there’s no forieng transaction fees which is great if you travel. This is great for people who want to use their card every once in awhile — ...Show More
GL
Grace L.
Aug 15, 2021
May or may not recommend
It’s a good credit card for crypto traders. The no annual fee and no foreign transaction fee features are great! It has the ability to rack up the cryptocurrency instead of traditional cash or mileage rewards
Andrew H.
Aug 12, 2021
May or may not recommend
No foreign transaction fees, no annual ownership fee. 3.5% of your purchases for the first 3 months are redeemed in bitcoin. 1% cash back from there on.
Showing 17 of 17 reviews
