Last Updated: 07/28/2025
Tremont Credit Union Visa® Max Cash Preferred Card
Unaffiliated
in Credit Cards from Tremont Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
19.49% - 29.74%(Verified 09/18/2024)
Balance Transfer APR (Variable APR)
19.49% - 29.74%(Verified 09/18/2024)
Credit Score Range
680 - 850
Annual Fee
$0
Tremont Credit Union Visa® Max Cash Preferred Card Review
This is a cashback credit card issued by Tremont Credit Union. If you're wondering whether Tremont Credit Union Visa® Max Cash Preferred Card is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 19.49% up to 29.74%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Tremont Credit Union Visa® Max Cash Preferred Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of Tremont Credit Union Visa® Max Cash Preferred Card
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Tremont Credit Union Visa® Max Cash Preferred Card FAQ
Does Tremont Credit Union Visa® Max Cash Preferred Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Internet / Cable / Phone Services | Up to 5 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Gas | Up to 2 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Groceries | Up to 2 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Restaurants | Up to 2 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Utilities | Up to 5 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Tremont Credit Union Visa® Max Cash Preferred Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Tremont Credit Union Visa® Max Cash Preferred Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Tremont Credit Union Visa® Max Cash Preferred Card benefits?
Tremont Credit Union Visa® Max Cash Preferred Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Tremont Credit Union Visa® Max Cash Preferred Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Tremont Credit Union Visa® Max Cash Preferred Card has a variable purchase APR that ranges from 19.49% up to 29.74%. The card has a variable balance transfer APR that ranges from 19.49% up to 29.74%. It also has a variable cash advance APR of 29.99% .
Does Tremont Credit Union Visa® Max Cash Preferred Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Tremont Credit Union Visa® Max Cash Preferred Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Tremont Credit Union Visa® Max Cash Preferred Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Tremont Credit Union Visa® Max Cash Preferred Card have a foreign transaction fee?
Tremont Credit Union Visa® Max Cash Preferred Card charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Tremont Credit Union Visa® Max Cash Preferred Card?
The customer service number for Tremont Credit Union Visa® Max Cash Preferred Card is (781) 843-5626.
What is the support contact email for Tremont Credit Union Visa® Max Cash Preferred Card?
The support contact email for Tremont Credit Union Visa® Max Cash Preferred Card is info@tremontcu.org.
What is the login page for Tremont Credit Union Visa® Max Cash Preferred Card?
You can access the login page of Tremont Credit Union Visa® Max Cash Preferred Card here.
How do people rate the customer service and user experience of Tremont Credit Union Visa® Max Cash Preferred Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Tremont Credit Union Visa® Max Cash Preferred Card report your account activity to credit bureaus?
Yes, Tremont Credit Union Visa® Max Cash Preferred Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Tremont Credit Union perform a hard credit pull?
Yes, Tremont Credit Union Visa® Max Cash Preferred Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Tremont Credit Union Visa® Max Cash Preferred Card
- Visit the website of Tremont Credit Union Visa® Max Cash Preferred Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed