Circle Federal Credit Union Visa Classic
in Personal Credit Cards from Circle Federal Credit Union
UnaffiliatedCircle Federal Credit Union Visa Classic
in Personal Credit Cards from Circle Federal Credit Union
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| Purchase APR (Fixed APR) | 9.9% - 12.9% |
| Balance Transfer APR (Fixed APR) | 9.9% - 12.9% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
Circle Federal Credit Union Visa Classic Review
This is a credit card issued by Circle Federal Credit Union. If you're wondering whether Circle Federal Credit Union Visa Classic is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. Circle Federal Credit Union Visa Classic has a fixed purchase APR that ranges from 9.9% up to 12.9%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
| The Good | The Bad |
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Does Circle Federal Credit Union Visa Classic have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Circle Federal Credit Union Visa Classic benefits?
It provides the following benefits:
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Circle Federal Credit Union Visa Classic?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a fixed purchase APR that ranges from 9.9% up to 12.9%. The card has a fixed balance transfer APR that ranges from 9.9% up to 12.9%. It also has a fixed cash advance APR that ranges from 9.9% up to 12.9%.
Does Circle Federal Credit Union Visa Classic have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Circle Federal Credit Union Visa Classic have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Circle Federal Credit Union Visa Classic?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Circle Federal Credit Union Visa Classic?
The Circle Federal Credit Union Visa Classic customer service number is (855) 500-6980.
What is the support contact email for Circle Federal Credit Union Visa Classic?
The support contact email for Circle Federal Credit Union Visa Classic is info@circlefcu.org.
Does Circle Federal Credit Union Visa Classic report your account activity to credit bureaus?
Yes, Circle Federal Credit Union Visa Classic reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Circle Federal Credit Union Visa Classic
- Visit the Circle Federal Credit Union Visa Classic website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
507 E. Main Street
Niles, MI 49120 - (855) 500-6980
- Visit Site
- Email Support
About Circle Federal Credit Union Visa Classic
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $0 |
| Cash Advance Fee (%) | 0% |
| Minimum Cash Advance Fee ($) | $0 |
| No Annual Fee | |
| Annual Fee | $0 |
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