Circle Federal Credit Union Visa Classic
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| Purchase APR (Fixed APR) | 9.9% - 12.9% |
| Balance Transfer APR (Fixed APR) | 9.9% - 12.9% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
Circle Federal Credit Union Visa Classic Review
This is a card issued by Circle Federal Credit Union. If you're wondering whether Circle Federal Credit Union Visa Classic is the right card for you, read on.
Key Takeaways
- Competitive APRs. Circle Federal Credit Union Visa Classic has a fixed purchase APR that ranges from 9.9% up to 12.9%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Circle Federal Credit Union Visa Classic
| The Good | The Bad |
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Circle Federal Credit Union Visa Classic FAQ
Does Circle Federal Credit Union Visa Classic have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Circle Federal Credit Union Visa Classic benefits?
It provides the following benefits:
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Circle Federal Credit Union Visa Classic?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Circle Federal Credit Union Visa Classic has a fixed purchase APR that ranges from 9.9% up to 12.9%. The card has a fixed balance transfer APR that ranges from 9.9% up to 12.9%. It also has a fixed cash advance APR that ranges from 9.9% up to 12.9%.
Does Circle Federal Credit Union Visa Classic have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Circle Federal Credit Union Visa Classic have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Circle Federal Credit Union Visa Classic?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Circle Federal Credit Union Visa Classic?
The Circle Federal Credit Union Visa Classic customer service number is (855) 500-6980.
What is the support contact email for Circle Federal Credit Union Visa Classic?
The support contact email for Circle Federal Credit Union Visa Classic is info@circlefcu.org.
What is the Circle Federal Credit Union Visa Classic login page?
You can access the Circle Federal Credit Union Visa Classic login page here.
How do people rate the customer service and user experience of Circle Federal Credit Union Visa Classic?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Circle Federal Credit Union Visa Classic report your account activity to credit bureaus?
Yes, Circle Federal Credit Union Visa Classic reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Circle Federal Credit Union Visa Classic
- Visit the Circle Federal Credit Union Visa Classic website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
507 E. Main Street
Niles, MI 49120 USA - (855) 500-6980
- Visit Site
- Email Support
About Circle Federal Credit Union Visa Classic
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $0 |
| Cash Advance Fee (%) | 0% |
| Minimum Cash Advance Fee ($) | $0 |
| No Annual Fee | |
| Annual Fee | $0 |
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