Circle Federal Credit Union Visa Platinum
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| Purchase APR (Fixed APR) | 7.99% |
| Balance Transfer APR (Fixed APR) | 7.99% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Circle Federal Credit Union Visa Platinum Review
This is a card issued by Circle Federal Credit Union. If you're wondering whether Circle Federal Credit Union Visa Platinum is the right card for you, read on.
Key Takeaways
- Competitive APRs. Circle Federal Credit Union Visa Platinum has a fixed purchase APR of 7.99%
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Circle Federal Credit Union Visa Platinum
| The Good | The Bad |
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Circle Federal Credit Union Visa Platinum FAQ
Does Circle Federal Credit Union Visa Platinum have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Circle Federal Credit Union Visa Platinum benefits?
It provides the following benefits:
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Circle Federal Credit Union Visa Platinum?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Circle Federal Credit Union Visa Platinum has a fixed purchase APR of 7.99%. The card has a fixed balance transfer APR of 7.99% . It also has a fixed cash advance APR of 7.99% .
Does Circle Federal Credit Union Visa Platinum have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Circle Federal Credit Union Visa Platinum have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Circle Federal Credit Union Visa Platinum?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Circle Federal Credit Union Visa Platinum?
The Circle Federal Credit Union Visa Platinum customer service number is (855) 500-6980.
What is the support contact email for Circle Federal Credit Union Visa Platinum?
The support contact email for Circle Federal Credit Union Visa Platinum is info@circlefcu.org.
What is the Circle Federal Credit Union Visa Platinum login page?
You can access the Circle Federal Credit Union Visa Platinum login page here.
How do people rate the customer service and user experience of Circle Federal Credit Union Visa Platinum?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Circle Federal Credit Union Visa Platinum report your account activity to credit bureaus?
Yes, Circle Federal Credit Union Visa Platinum reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Circle Federal Credit Union Visa Platinum
- Visit the Circle Federal Credit Union Visa Platinum website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
507 E. Main Street
Niles, MI 49120 USA - (855) 500-6980
- Visit Site
- Email Support
About Circle Federal Credit Union Visa Platinum
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $0 |
| Cash Advance Fee (%) | 0% |
| Minimum Cash Advance Fee ($) | $0 |
| No Annual Fee | |
| Annual Fee | $0 |
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