SuperMoney
  Circle Federal Credit Union Visa Secured

Circle Federal Credit Union Visa Secured

in Personal Credit Cards from Circle Federal Credit Union

Unaffiliated

Circle Federal Credit Union Visa Secured

Unaffiliated

in Personal Credit Cards from Circle Federal Credit Union

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Circle Federal Credit Union Visa Secured to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Fixed APR) 12.99%
Balance Transfer APR  (Fixed APR) 12.99%
Credit Score Range N/A
Annual Fee N/A

Circle Federal Credit Union Visa Secured Review

This is a credit card issued by Circle Federal Credit Union. If you're wondering whether Circle Federal Credit Union Visa Secured is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Circle Federal Credit Union Visa Secured has a fixed purchase APR of 12.99%
Pros & Cons of Circle Federal Credit Union Visa Secured
The Good The Bad
  • With a Visa Secured Credit Card, members with low or little-to-no established credit history can reach financial stability. This card is designed to help members build or re-establish credit history for later lending opportunities, such as a car loan or mortgage!
  • Lower than average purchase APRs.
  • Circle Federal Credit Union Visa Secured reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Circle Federal Credit Union Visa Secured FAQ

Does Circle Federal Credit Union Visa Secured have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Circle Federal Credit Union Visa Secured benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Circle Federal Credit Union Visa Secured?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a fixed purchase APR of 12.99%. The card has a fixed balance transfer APR of 12.99% . It also has a fixed cash advance APR of 12.99% .

Does Circle Federal Credit Union Visa Secured have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Circle Federal Credit Union Visa Secured have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Circle Federal Credit Union Visa Secured?

The following fees apply:

Circle Federal Credit Union Visa Secured Fees
Fees Amount
Annual Fee

What is the customer service phone number for Circle Federal Credit Union Visa Secured?

The Circle Federal Credit Union Visa Secured customer service number is (855) 500-6980.

Does Circle Federal Credit Union Visa Secured report your account activity to credit bureaus?

Yes, Circle Federal Credit Union Visa Secured reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Circle Federal Credit Union Visa Secured

  • Visit the Circle Federal Credit Union Visa Secured website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 10:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 12:00pm

About Circle Federal Credit Union Visa Secured

Icon for Personal Credit Cards
View all personal credit cards offered by Circle Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Type No Rewards
Cash Advance APR (Fixed APR) 12.99%
Credit Limit Starting at $250
Purchase APR (Fixed APR) 12.99%
Balance Transfer APR (Fixed APR) 12.99%

Be the first to rate

 

Would you recommend Circle Federal Credit Union Visa Secured to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Circle Federal Credit Union Personal Credit Cards

Loading...