CommunityAmerica Credit Union Visa Low Rate
in Personal Credit Cards from CommunityAmerica Credit Union
UnaffiliatedCommunityAmerica Credit Union Visa Low Rate
in Personal Credit Cards from CommunityAmerica Credit Union
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| Purchase APR (Variable APR) | 10.24% - 21.00% |
| Balance Transfer APR (Variable APR) | 10.24% - 21.00% |
| Credit Score Range | 300 - 850 |
| Annual Fee | N/A |
CommunityAmerica Credit Union Visa Low Rate Review
CommunityAmerica Credit Union Visa Low Rate is a credit card issued by CommunityAmerica Credit Union. If you're wondering whether CommunityAmerica Credit Union Visa Low Rate is the right card for you, read on. This is everything you need to know to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
- Competitive APRs. CommunityAmerica Credit Union Visa Low Rate has a variable purchase APR that ranges from 10.24% up to 21.00%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
| The Good | The Bad |
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Is there a CommunityAmerica Credit Union Visa Low Rate cash back or rewards program?
No, CommunityAmerica Credit Union Visa Low Rate does not offer a rewards program.
What are the CommunityAmerica Credit Union Visa Low Rate benefits?
CommunityAmerica Credit Union Visa Low Rate provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Cellular Telephone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for CommunityAmerica Credit Union Visa Low Rate?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. CommunityAmerica Credit Union Visa Low Rate has lower than average purchase APRs.CommunityAmerica Credit Union Visa Low Rate has a variable purchase APR that ranges from 10.24% up to 21.00%. The card has a variable balance transfer APR that ranges from 10.24% up to 21.00%. It also has a variable cash advance APR that ranges from 10.24% up to 21.00%.
Does CommunityAmerica Credit Union Visa Low Rate have an introductory APR offer on balance transfers?
Yes, CommunityAmerica Credit Union Visa Low Rate offers an introductory APR rate on balance transfers of 0%
| Description | |
|---|---|
| Balance Transfer Fee % After Intro Period | Starting at 3% |
| Balance Transfer Introductory APR | 0% |
| Balance Transfer APR | 10.24% - 21.00% |
Does CommunityAmerica Credit Union Visa Low Rate have an introductory APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 0% |
| Purchase Intro APR Period | 6 months |
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 6 months.
What are the fees for CommunityAmerica Credit Union Visa Low Rate?
The following fees apply to CommunityAmerica Credit Union Visa Low Rate:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Foreign Transaction Fee | 1% |
| Late Payment Fee | $25 - $35 |
Does CommunityAmerica Credit Union Visa Low Rate have a foreign transaction fee?
CommunityAmerica Credit Union Visa Low Rate charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does CommunityAmerica Credit Union Visa Low Rate report your account activity to credit bureaus?
Yes, CommunityAmerica Credit Union Visa Low Rate reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for CommunityAmerica Credit Union Visa Low Rate
- Visit the CommunityAmerica Credit Union Visa Low Rate website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
9777 Ridge Dr
Lenexa, KS 66219 - (913) 905-7000
- Visit Site
About CommunityAmerica Credit Union Visa Low Rate
Availability
Feature Breakdown
| Introductory Rate | 0% |
| Purchase Intro APR Period (Variable APR) | 6 months |
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