Connex CU Visa Infinite® Reserve Rewards Card

Connex CU Visa Infinite® Reserve Rewards Card Review

This is a rewards card issued by Connex Credit Union. If you're wondering whether connex reserve rewards card is the right card for you, read on.

Key Takeaways

• Signup bonus. Offers a signup bonus of 50000 points that can be redeemed for travel, gifts, or other perks.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 19.49% up to 29.49%.
• 3% Balance transfer fee. Connex CU Visa Infinite® Reserve Rewards Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, airline credit, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
• Good or better credit required. You will have low approval odds if your credit score is below 720.

Pros & Cons of connex reserve rewards card

The Good	The Bad
Multiple credit card perks. Airline Credit. Offers Auto Rental Collision Damage Waiver. Access to a concierge. Extended warranty on purchases. Identity Theft Protection. Travel accident and travel assistance insurance. Trip Cancellation and Interruption Protection. Cardholders can earn rewards on their purchases. Connex CU Visa Infinite® Reserve Rewards Card reports to multiple credit bureaus.	Higher than average purchase APRs. You need good credit to qualify. Charges an annual fee of $390 Charges a 3% balance transfer fee

connex reserve rewards card FAQ

Does connex reserve rewards card have a cash back or rewards program?

connex reserve rewards card is a travel rewards card.

connex reserve rewards card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus (Points/Miles)	50000

What are the connex reserve rewards card benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Trip Cancellation Insurance
• Zero fraud liability
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for connex reserve rewards card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Connex CU Visa Infinite® Reserve Rewards Card has a variable purchase APR that ranges from 19.49% up to 29.49%. The card has a variable balance transfer APR that ranges from 19.49% up to 29.49%. It also has a variable cash advance APR of 29.99% .

What are the fees for connex reserve rewards card?

The following fees apply:

connex reserve rewards card Fees

Fees	Amount
Annual Fee	$390
Overlimit Fee	$
Initial Program Fee	$
Foreign Transaction Fee	%
Returned Payment Fee	Starting at $ up to $41
Late Payment Fee	Starting at up to $41

This card charges a $390 annual fee.

Does Connex CU Visa Infinite® Reserve Rewards Card report your account activity to credit bureaus?

Yes, Connex CU Visa Infinite® Reserve Rewards Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for connex reserve rewards card

• Visit the connex reserve rewards card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.