Connex CU Visa Travel Rewards Card

Connex CU Visa Travel Rewards Card Review

This is a rewards card issued by Connex Credit Union. If you're wondering whether connex credit card is the right card for you, read on.

Key Takeaways

• Signup bonus. Offers a signup bonus of 25000 points that can be redeemed for travel, gifts, or other perks.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 19.49% up to 29.49%.
• Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of up to $99 for the privilege.
• Annual fee waived the first year. Connex CU Visa Travel Rewards Card gives you the chance to have the card for a year without paying the $0 annual fee.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, airline credit, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
• Good or better credit required. You will have low approval odds if your credit score is below 670.

Pros & Cons of connex credit card

The Good

The Bad

Annual fee waived during the first year. Multiple credit card perks. Airline Credit. Offers Auto Rental Collision Damage Waiver. Extended warranty on purchases. Identity Theft Protection. Travel accident and travel assistance insurance. Trip Cancellation and Interruption Protection. No foreign transaction fee. Cardholders can earn rewards on their purchases. Connex CU Visa Travel Rewards Card reports to multiple credit bureaus.

Higher than average purchase APRs. You need good credit to qualify. Charges an annual fee as low as $0. up to $99

connex credit card FAQ

Does connex credit card have a cash back or rewards program?

connex credit card is a travel rewards card.

connex credit card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus (Points/Miles)	25000

What are the connex credit card benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Trip Cancellation Insurance
• Zero fraud liability
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for connex credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Connex CU Visa Travel Rewards Card has a variable purchase APR that ranges from 19.49% up to 29.49%. The card has a variable balance transfer APR that ranges from 19.49% up to 29.49%. It also has a variable cash advance APR of 29.99% .

What are the fees for connex credit card?

The following fees apply:

connex credit card Fees

Fees	Amount
Annual Fee	Starting at $0 up to $99
Overlimit Fee	$
Initial Program Fee	$
Foreign Transaction Fee	0%
Returned Payment Fee	Starting at $ up to $41
Late Payment Fee	Starting at up to $41

Does Connex CU Visa Travel Rewards Card report your account activity to credit bureaus?

Yes, Connex CU Visa Travel Rewards Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for connex credit card

• Visit the connex credit card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.