
Elements Financial FCU Indianapolis Visa Card
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Purchase APR (Variable APR) | Starting at 10.99% |
Balance Transfer APR (Variable APR) | Starting at 10.99% |
Credit Score Range | 580 - 679 |
Annual Fee | N/A |
Elements Financial FCU Indianapolis Visa Card Review
This is a cashback card issued by Elements Financial Federal Credit Union. If you're wondering whether Elements Financial FCU Indianapolis Visa Card is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
- Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, purchase protection, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 580.
Pros & Cons of Elements Financial FCU Indianapolis Visa Card
The Good | The Bad |
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Elements Financial FCU Indianapolis Visa Card FAQ
Does Elements Financial FCU Indianapolis Visa Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Does Elements Financial FCU Indianapolis Visa Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Elements Financial FCU Indianapolis Visa Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Elements Financial FCU Indianapolis Visa Card benefits?
It provides the following benefits:
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Elements Financial FCU Indianapolis Visa Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Elements Financial FCU Indianapolis Visa Card has a variable purchase APR starting at 10.99% . The card has a variable balance transfer APR starting at 10.99% . It also has a variable cash advance APR starting at 15.99% .
Does Elements Financial FCU Indianapolis Visa Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 6 months.
Description | |
---|---|
Balance Transfer Fee Intro Period | 25 days |
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 6 months |
Balance Transfer APR | Starting at 10.99% |
Does Elements Financial FCU Indianapolis Visa Card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 6 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.
What are the fees for Elements Financial FCU Indianapolis Visa Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee |
What is the customer service phone number for Elements Financial FCU Indianapolis Visa Card?
The Elements Financial FCU Indianapolis Visa Card customer service number is (800) 621-2105.
What is the support contact email for Elements Financial FCU Indianapolis Visa Card?
The support contact email for Elements Financial FCU Indianapolis Visa Card is customerservice@elfcu.org.
What is the Elements Financial FCU Indianapolis Visa Card login page?
You can access the Elements Financial FCU Indianapolis Visa Card login page here.
How do people rate the customer service and user experience of Elements Financial FCU Indianapolis Visa Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Elements Financial FCU Indianapolis Visa Card report your account activity to credit bureaus?
Yes, Elements Financial FCU Indianapolis Visa Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Elements Financial FCU Indianapolis Visa Card
- Visit the Elements Financial FCU Indianapolis Visa Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
225 S East St #300
Indianapolis, IN 46202 USA - (800) 621-2105
- Visit Site
- Email Support
About Elements Financial FCU Indianapolis Visa Card
Availability
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 6 months |
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