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  Fibre Federal Credit Union Platinum Visa

Fibre Federal Credit Union Platinum Visa

in Personal Credit Cards from Fibre Federal Credit Union

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Fibre Federal Credit Union Platinum Visa

Unaffiliated

in Personal Credit Cards from Fibre Federal Credit Union

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Highlights
Purchase APR  (Variable APR) Starting at 8.90
Balance Transfer APR  (Variable APR) Starting at 8.90
Credit Score Range 600 - 699
Annual Fee N/A

Fibre Federal Credit Union Platinum Visa Review

Fibre Federal Credit Union Platinum Visa is a rewards credit card issued by Fibre Federal Credit Union. If you're wondering whether Fibre Federal Credit Union Platinum Visa is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.00% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, and fraud protection.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
Fibre Federal Credit Union Platinum Visa Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 1.90%.
  • No balance transfer fee.
  • Multiple credit card perks.
  • Extended warranty and price protection on purchases.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on their purchases.
  • Fibre Federal Credit Union Platinum Visa reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1.00%.
  • You don't earn rewards on every purchase.
Fibre Federal Credit Union Platinum Visa FAQ

Is there a Fibre Federal Credit Union Platinum Visa cash back or rewards program?

Fibre Federal Credit Union Platinum Visa offers a rewards program to its customers. This card features rewards for purchases in the following categories:

Fibre Federal Credit Union Platinum Visa Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Fibre Federal Credit Union Platinum Visa have a signup bonus?

Fibre Federal Credit Union Platinum Visa doesn't offer a cash signup bonus.

Does Fibre Federal Credit Union Platinum Visa offer an annual loyalty bonus?

Fibre Federal Credit Union Platinum Visa doesn't offer a cash loyalty bonus.

What are the Fibre Federal Credit Union Platinum Visa benefits?

Fibre Federal Credit Union Platinum Visa provides the following benefits:

  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Price Protection
  • Reports to major credit bureaus

What are the relevant APRs for Fibre Federal Credit Union Platinum Visa?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Fibre Federal Credit Union Platinum Visa has lower than average purchase APRs.

Fibre Federal Credit Union Platinum Visa has a variable purchase APR starting at 8.90% . The card has a variable balance transfer APR starting at 8.90% . It also has a variable cash advance APR starting at 10.50% .

Does Fibre Federal Credit Union Platinum Visa have an introductory APR offer on balance transfers?

Yes, Fibre Federal Credit Union Platinum Visa offers an introductory APR rate on balance transfers of 1.90% for a period of up to 6 months.

Fibre Federal Credit Union Platinum Visa Balance Transfers
Description
Balance Transfer Introductory APR 1.90
Balance Transfer Intro APR Period 6 months
Balance Transfer APR Starting at 8.90

Does Fibre Federal Credit Union Platinum Visa have an introductory APR offer on new purchases?

Fibre Federal Credit Union Platinum Visa does not offer an introductory rate on new purchases.

What are the fees for Fibre Federal Credit Union Platinum Visa?

The following fees apply to Fibre Federal Credit Union Platinum Visa:

Fibre Federal Credit Union Platinum Visa Fees
Fees Amount
Annual Fee
Foreign Transaction Fee 1.00%
Returned Payment Fee up to $15.00
Late Payment Fee up to $20.00

Does Fibre Federal Credit Union Platinum Visa have a foreign transaction fee?

Fibre Federal Credit Union Platinum Visa charges a foreign transaction fee of 1.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Fibre Federal Credit Union Platinum Visa report your account activity to credit bureaus?

Yes, Fibre Federal Credit Union Platinum Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Fibre Federal Credit Union Platinum Visa

  • Visit the Fibre Federal Credit Union Platinum Visa website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Fibre Federal Credit Union Platinum Visa's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 10:00am - 5:30pm
  • Tuesday 10:00am - 5:30pm
  • Wednesday 10:00am - 5:30pm
  • Thursday 10:00am - 5:30pm
  • Friday 10:00am - 6:00pm
  • Saturday Closed

About Fibre Federal Credit Union Platinum Visa

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View all personal credit cards offered by Fibre Federal Credit Union

Availability

  Available in 1 state
Washington
Availabile in all of Washington

Feature Breakdown

No Annual Fee
No Interest Grace Period for Late Payment 30 days
Foreign Currency Transaction Fee 1.00
Returned Payment Fee Up to 15.00
Paper Statement Fee 20.00
Additional Card Fee Amount 10.00
Late Fee Amount Up to 20.00
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 699
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Extended Warranty Protection
  • Price Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
Rewards Categories
  • Select Merchants
Cash Advance APR (Variable APR) Starting at 10.50
Balance Computation We use a method called "average daily balance (including new purchases)."
Purchase APR (Variable APR) Starting at 8.90
Balance Transfer Introductory APR (Variable APR) 1.90
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer APR (Variable APR) Starting at 8.90
Card Type
  • Rewards
Card Network Visa

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