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  Fibre Federal Credit Union Classic Visa

Fibre Federal Credit Union Classic Visa

in Personal Credit Cards from Fibre Federal Credit Union

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Fibre Federal Credit Union Classic Visa

Unaffiliated

in Personal Credit Cards from Fibre Federal Credit Union

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Highlights
Purchase APR  (Variable APR) Starting at 10.50
Balance Transfer APR  (Variable APR) Starting at 10.50
Credit Score Range 600 - 850
Annual Fee N/A

Fibre Federal Credit Union Classic Visa Review

This is a rewards credit card issued by Fibre Federal Credit Union. If you're wondering whether Fibre Federal Credit Union Classic Visa is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.00% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Fibre Federal Credit Union Classic Visa
The Good The Bad
  • Lower than average purchase APRs.
  • Multiple credit card perks.
  • Extended warranty and price protection on purchases.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on their purchases.
  • Fibre Federal Credit Union Classic Visa reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1.00%.
  • You don't earn rewards on every purchase.
Fibre Federal Credit Union Classic Visa FAQ

Does Fibre Federal Credit Union Classic Visa have a cash back or rewards program?

Fibre Federal Credit Union Classic Visa is a rewards card. This card features rewards for purchases in the following categories:

Fibre Federal Credit Union Classic Visa Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Fibre Federal Credit Union Classic Visa have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Fibre Federal Credit Union Classic Visa offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Fibre Federal Credit Union Classic Visa benefits?

It provides the following benefits:

  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Price Protection
  • Reports to major credit bureaus

What are the relevant APRs for Fibre Federal Credit Union Classic Visa?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR starting at 10.50% . The card has a variable balance transfer APR starting at 10.50% . It also has a variable cash advance APR starting at 10.50% .

Does Fibre Federal Credit Union Classic Visa have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Fibre Federal Credit Union Classic Visa have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Fibre Federal Credit Union Classic Visa?

The following fees apply:

Fibre Federal Credit Union Classic Visa Fees
Fees Amount
Annual Fee
Foreign Transaction Fee 1.00%
Returned Payment Fee up to $15.00
Late Payment Fee up to $20.00

Does Fibre Federal Credit Union Classic Visa have a foreign transaction fee?

Fibre Federal Credit Union Classic Visa charges a foreign transaction fee of 1.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Fibre Federal Credit Union Classic Visa?

The Fibre Federal Credit Union Classic Visa customer service number is (360) 423-8750.

What is the support contact email for Fibre Federal Credit Union Classic Visa?

The support contact email for Fibre Federal Credit Union Classic Visa is management@fibrecu.com.

Does Fibre Federal Credit Union Classic Visa report your account activity to credit bureaus?

Yes, Fibre Federal Credit Union Classic Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Fibre Federal Credit Union Classic Visa

  • Visit the Fibre Federal Credit Union Classic Visa website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Fibre Federal Credit Union Classic Visa's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 10:00am - 5:30pm
  • Tuesday 10:00am - 5:30pm
  • Wednesday 10:00am - 5:30pm
  • Thursday 10:00am - 5:30pm
  • Friday 10:00am - 6:00pm
  • Saturday Closed

About Fibre Federal Credit Union Classic Visa

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View all personal credit cards offered by Fibre Federal Credit Union

Availability

  Available in 1 state
Washington
Availabile in all of Washington

Feature Breakdown

No Annual Fee
No Interest Grace Period for Late Payment 30 days
Foreign Currency Transaction Fee 1.00
Returned Payment Fee Up to 15.00
Paper Statement Fee 20.00
Additional Card Fee Amount 10.00
Late Fee Amount Up to 20.00
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Extended Warranty Protection
  • Price Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
Rewards Categories
  • Select Merchants
Cash Advance APR (Variable APR) Starting at 10.50
Balance Computation We use a method called "average daily balance (including new purchases)."
Purchase APR (Variable APR) Starting at 10.50
Balance Transfer APR (Variable APR) Starting at 10.50
Card Type
  • Rewards
Card Network Visa

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