Last Updated: 07/28/2025
Georgia United CU Cash Back Visa Signature Card
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
17.24% - 22.99%(Verified 06/28/2024)
Balance Transfer APR (Variable APR)
15.24% - 22.99%(Verified 06/28/2024)
Credit Score Range
670 - 850
Annual Fee
$0
Georgia United CU Cash Back Visa Signature Card Review
This is a cashback credit card issued by Georgia United Credit Union. If you're wondering whether Georgia United CU Cash Back Visa Signature Card is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 17.24% up to 22.99%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Georgia United CU Cash Back Visa Signature Card
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Georgia United CU Cash Back Visa Signature Card FAQ
Does Georgia United CU Cash Back Visa Signature Card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1.5 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Georgia United CU Cash Back Visa Signature Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Georgia United CU Cash Back Visa Signature Card has a variable purchase APR that ranges from 17.24% up to 22.99%. The card has a variable balance transfer APR that ranges from 15.24% up to 22.99%. It also has a variable cash advance APR that ranges from 17.24% up to 24.99%.
Does Georgia United CU Cash Back Visa Signature Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 1.99% for a period of 12 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 15.24% - 22.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 1.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Georgia United CU Cash Back Visa Signature Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Georgia United CU Cash Back Visa Signature Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
What is the customer service phone number for Georgia United CU Cash Back Visa Signature Card?
The customer service number for Georgia United CU Cash Back Visa Signature Card is (888) 493-4328.
What is the support contact email for Georgia United CU Cash Back Visa Signature Card?
The support contact email for Georgia United CU Cash Back Visa Signature Card is email@gucu.org.
What is the login page for Georgia United CU Cash Back Visa Signature Card?
You can access the login page of Georgia United CU Cash Back Visa Signature Card here.
How do people rate the customer service and user experience of Georgia United CU Cash Back Visa Signature Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Georgia United CU Cash Back Visa Signature Card report your account activity to credit bureaus?
Yes, Georgia United CU Cash Back Visa Signature Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Georgia United Credit Union perform a hard credit pull?
Yes, Georgia United CU Cash Back Visa Signature Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Georgia United CU Cash Back Visa Signature Card
- Visit the website of Georgia United CU Cash Back Visa Signature Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed