Firstmark Credit Union Visa Platinum Rewards Credit Card
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| Purchase APR (Variable APR) |
9.75% - 18% (Verified 08/04/2023) |
| Balance Transfer APR (Variable APR) |
9.75% - 18% (Verified 08/04/2023) |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Firstmark Credit Union Visa Platinum Rewards Credit Card Review
This is a rewards card issued by Firstmark Credit Union. If you're wondering whether Firstmark Credit Union Visa Platinum Rewards Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. Firstmark Credit Union Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 9.75% up to 18%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Firstmark Credit Union Visa Platinum Rewards Credit Card
| The Good | The Bad |
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Firstmark Credit Union Visa Platinum Rewards Credit Card FAQ
Does Firstmark Credit Union Visa Platinum Rewards Credit Card have a cash back or rewards program?
Firstmark Credit Union Visa Platinum Rewards Credit Card is a rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
Does Firstmark Credit Union Visa Platinum Rewards Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Firstmark Credit Union Visa Platinum Rewards Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Firstmark Credit Union Visa Platinum Rewards Credit Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
What are the relevant APRs for Firstmark Credit Union Visa Platinum Rewards Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Firstmark Credit Union Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 9.75% up to 18%. The card has a variable balance transfer APR that ranges from 9.75% up to 18%. It also has a variable cash advance APR that ranges from 9.75% up to 18%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Firstmark Credit Union Visa Platinum Rewards Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Firstmark Credit Union Visa Platinum Rewards Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Firstmark Credit Union Visa Platinum Rewards Credit Card?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Initial Program Fee | $ |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | Starting at $ up to $25 |
| Late Payment Fee | Starting at up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Firstmark Credit Union Visa Platinum Rewards Credit Card have a foreign transaction fee?
Firstmark Credit Union Visa Platinum Rewards Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Firstmark Credit Union Visa Platinum Rewards Credit Card?
The Firstmark Credit Union Visa Platinum Rewards Credit Card customer service number is (800) 683-1211.
What is the support contact email for Firstmark Credit Union Visa Platinum Rewards Credit Card?
The support contact email for Firstmark Credit Union Visa Platinum Rewards Credit Card is firstmarkcuprofile@facebook.com.
What is the Firstmark Credit Union Visa Platinum Rewards Credit Card login page?
You can access the Firstmark Credit Union Visa Platinum Rewards Credit Card login page here.
How do people rate the customer service and user experience of Firstmark Credit Union Visa Platinum Rewards Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
How to apply for Firstmark Credit Union Visa Platinum Rewards Credit Card
- Visit the Firstmark Credit Union Visa Platinum Rewards Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
2023 Gold Canyon Dr
San Antonio, TX 78232 USA - (800) 683-1211
- Visit Site
- Email Support
About Firstmark Credit Union Visa Platinum Rewards Credit Card
Other Credit Cards by Firstmark Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee (%) | 0% |
| Foreign Currency Transaction Fee | 1% |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $25 |
| Late Fee Amount | Up to $25 |
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