Great Lakes Credit Union Visa Rewards Review

Great Lakes Credit Union Visa Rewards is a rewards credit card issued by Great Lakes Credit Union. If you're wondering whether Great Lakes Credit Union Visa Rewards is the right card for you, read on. This is everything you need to know to make a good choice.

• Signup bonus. Offers a signup bonus of 30000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Great Lakes Credit Union Visa Rewards has a variable purchase APR that ranges from 9.99% up to 25.24%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Great Lakes Credit Union Visa Rewards charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval oods if your credit score is above650.

The Good	The Bad
2 points will be earned for every $1 dollar of a qualifying credit card purchase. Lower than average purchase APRs. No annual fee. Offers auto rental collision damage waiver. Extended warranty on purchases. Cardholders can earn rewards on purchases everywhere Great Lakes Credit Union Visa Rewards is accepted. Great Lakes Credit Union Visa Rewards reports to multiple credit bureaus.	No points are earned for finance charges, fees, cash advances, convenience checks, foreign transaction currency charges, or insurance charges posted to their account. Charges a foreign transaction fee of 2%. Charges a 3% balance transfer fee.

Is there a Great Lakes Credit Union Visa Rewards cash back or rewards program?

Great Lakes Credit Union Visa Rewards offers a rewards program to its customers.

Great Lakes Credit Union Visa Rewards Rewards

Minimum rewards rate	2x
Max rewards rate	2x
Annual rewards limit	N/A
Signup Bonus (Points/Miles)	30000
Signup Bonus Spend Requirement	$3000
Signup Bonus Spend Period (months)	3 months

What are the Great Lakes Credit Union Visa Rewards benefits?

Great Lakes Credit Union Visa Rewards provides the following benefits:

• Auto Rental Collision Damage Waiver
• Extended Warranty Protection
• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Great Lakes Credit Union Visa Rewards?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Great Lakes Credit Union Visa Rewards has lower than average purchase APRs.

Great Lakes Credit Union Visa Rewards has a variable purchase APR that ranges from 9.99% up to 25.24%. The card has a variable balance transfer APR that ranges from 9.99% up to 25.24%.

The good news is this card does not charge a penalty APR if you are late on a payment.

What are the fees for Great Lakes Credit Union Visa Rewards?

The following fees apply to Great Lakes Credit Union Visa Rewards:

Great Lakes Credit Union Visa Rewards Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	2%
Returned Payment Fee	up to $25
Late Payment Fee	up to $25

Does Great Lakes Credit Union Visa Rewards report your account activity to credit bureaus?

Yes, Great Lakes Credit Union Visa Rewards reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Great Lakes Credit Union Visa Rewards

• Visit the Great Lakes Credit Union Visa Rewards website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.