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  HAPO Community Credit Union HAPO Visa Cash Back Card
HAPO Community Credit Union HAPO Visa Cash Back Card Unaffiliated

HAPO Community Credit Union HAPO Visa Cash Back Card

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Highlights
Purchase APR 11.25% - 20%
Balance Transfer APR 11.25% - 20%
Credit Score Range 600 - 850
Annual Fee $0

HAPO Community Credit Union HAPO Visa Cash Back Card Review

This is a credit card issued by HAPO Community Credit Union. If you're wondering whether HAPO Community Credit Union HAPO Visa Cash Back Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. HAPO Community Credit Union HAPO Visa Cash Back Card has a variable purchase APR that ranges from 11.25% up to 20%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of HAPO Community Credit Union HAPO Visa Cash Back Card
The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Considers applicants with fair credit.
  • HAPO Community Credit Union HAPO Visa Cash Back Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
HAPO Community Credit Union HAPO Visa Cash Back Card FAQ

Does HAPO Community Credit Union HAPO Visa Cash Back Card have a cash back or rewards program?

No, it does not offer a rewards program. This card features rewards for purchases in the following categories:

What are the HAPO Community Credit Union HAPO Visa Cash Back Card benefits?

It provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for HAPO Community Credit Union HAPO Visa Cash Back Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

HAPO Community Credit Union HAPO Visa Cash Back Card has a variable purchase APR that ranges from 11.25% up to 20%. The card has a variable balance transfer APR that ranges from 11.25% up to 20%. It also has a variable cash advance APR that ranges from 11.25% up to 20%.

Does HAPO Community Credit Union HAPO Visa Cash Back Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does HAPO Community Credit Union HAPO Visa Cash Back Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for HAPO Community Credit Union HAPO Visa Cash Back Card?

The following fees apply:

HAPO Community Credit Union HAPO Visa Cash Back Card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee $20
Late Payment Fee $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

What is the support contact email for HAPO Community Credit Union HAPO Visa Cash Back Card?

The support contact email for HAPO Community Credit Union HAPO Visa Cash Back Card is haponews@hapo.org.

What is the HAPO Community Credit Union HAPO Visa Cash Back Card login page?

You can access the HAPO Community Credit Union HAPO Visa Cash Back Card login page here.

How do people rate the customer service and user experience of HAPO Community Credit Union HAPO Visa Cash Back Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does HAPO Community Credit Union HAPO Visa Cash Back Card report your account activity to credit bureaus?

Yes, HAPO Community Credit Union HAPO Visa Cash Back Card reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for HAPO Community Credit Union HAPO Visa Cash Back Card

  • Visit the HAPO Community Credit Union HAPO Visa Cash Back Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:30pm
  • Tuesday 9:00am - 5:30pm
  • Wednesday 9:00am - 5:30pm
  • Thursday 9:00am - 5:30pm
  • Friday 9:00am - 5:30pm
  • Saturday Closed

About HAPO Community Credit Union HAPO Visa Cash Back Card

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View all credit cards offered by HAPO Community Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $0
Cash Advance Fee (%) 0%
Minimum Cash Advance Fee ($) $0
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee $20
Late Fee Amount $25
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Travel Accident Insurance
Rewards Categories
  • Every Purchase
Cash Advance APR 11.25% - 20%
Balance Computation Average daily balance method.
Purchase APR 11.25% - 20%
Balance Transfer APR 11.25% - 20%
Balance Transfer Fee % 0%
Card Type
  • Cashback
Card Network Visa

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HAPO Community Credit Union Credit Cards

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