HAPO Community Credit Union Visa Low Rate Credit Card
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| Purchase APR (Variable APR) | 7.25% - 18% |
| Balance Transfer APR (Variable APR) | 7.24% - 18% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
HAPO Community Credit Union Visa Low Rate Credit Card Review
This is a credit card issued by HAPO Community Credit Union. If you're wondering whether HAPO Community Credit Union Visa Low Rate Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. HAPO Community Credit Union Visa Low Rate Credit Card has a variable purchase APR that ranges from 7.25% up to 18%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
| The Good | The Bad |
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Does HAPO Community Credit Union Visa Low Rate Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the HAPO Community Credit Union Visa Low Rate Credit Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for HAPO Community Credit Union Visa Low Rate Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.HAPO Community Credit Union Visa Low Rate Credit Card has a variable purchase APR that ranges from 7.25% up to 18%. The card has a variable balance transfer APR that ranges from 7.24% up to 18%. It also has a variable cash advance APR that ranges from 7.25% up to 18%.
Does HAPO Community Credit Union Visa Low Rate Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does HAPO Community Credit Union Visa Low Rate Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for HAPO Community Credit Union Visa Low Rate Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Returned Payment Fee | $20 |
| Late Payment Fee | $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the support contact email for HAPO Community Credit Union Visa Low Rate Credit Card?
The support contact email for HAPO Community Credit Union Visa Low Rate Credit Card is haponews@hapo.org.
How do people rate the customer service and user experience of HAPO Community Credit Union Visa Low Rate Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does HAPO Community Credit Union Visa Low Rate Credit Card report your account activity to credit bureaus?
Yes, HAPO Community Credit Union Visa Low Rate Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for HAPO Community Credit Union Visa Low Rate Credit Card
- Visit the HAPO Community Credit Union Visa Low Rate Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
601 Williams Blvd.
Richland, WA 99354 - Visit Site
- Email Support
About HAPO Community Credit Union Visa Low Rate Credit Card
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $0 |
| Cash Advance Fee (%) | 0% |
| Minimum Cash Advance Fee ($) | $0 |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | $20 |
| Late Fee Amount | $25 |
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