InTouch CU Platinum Mastercard Credit Card

InTouch CU Platinum Mastercard Credit Card Review

This is a rewards card issued by InTouch Credit Union. If you're wondering whether InTouch CU Platinum Mastercard Credit Card is the right card for you, read on.

Key Takeaways

• Competitive APRs. InTouch CU Platinum Mastercard Credit Card has a variable purchase APR that ranges from 9.25% up to 16%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. InTouch CU Platinum Mastercard Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of InTouch CU Platinum Mastercard Credit Card

InTouch CU Platinum Mastercard Credit Card FAQ

Does InTouch CU Platinum Mastercard Credit Card have a cash back or rewards program?

InTouch CU Platinum Mastercard Credit Card is a rewards card.

What are the InTouch CU Platinum Mastercard Credit Card benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Extended Warranty Protection
• Zero fraud liability
• Travel Accident Insurance
• Cell Phone Protection
• Reports to major credit bureaus

What are the relevant APRs for InTouch CU Platinum Mastercard Credit Card?

InTouch CU Platinum Mastercard Credit Card has a variable purchase APR that ranges from 9.25% up to 16%. The card has a variable balance transfer APR that ranges from 9.25% up to 16%. The card has a variable cash advance APR of up to 17.75%.

What are the fees for InTouch CU Platinum Mastercard Credit Card?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does InTouch CU Platinum Mastercard Credit Card report your account activity to credit bureaus?

Yes, InTouch CU Platinum Mastercard Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for InTouch CU Platinum Mastercard Credit Card

• Visit the InTouch CU Platinum Mastercard Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.