Last Updated: 07/28/2025
Des Moines Metro CU Platinum Mastercard
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
Starting at 9.90%(Verified 06/21/2024)
Balance Transfer APR (Fixed APR)
Starting at 9.90%(Verified 06/21/2024)
Credit Score Range
740 - 850
Annual Fee
N/A
Des Moines Metro CU Platinum Mastercard Review
This is a card issued by Des Moines Metro Credit Union. If you're wondering whether Des Moines Metro CU Platinum Mastercard is the right card for you, read on.
Key Takeaways
- Excellent credit required. You will have good approval odds if you have an excellent credit score.
Pros & Cons of Des Moines Metro CU Credit Cards
| The Good | The Bad |
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Des Moines Metro CU Credit Cards FAQ
Does Des Moines Metro CU Credit Cards have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Reports to major credit bureaus
What are the relevant APRs for Des Moines Metro CU Credit Cards?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Des Moines Metro CU Platinum Mastercard has a fixed purchase APR starting at 9.90%. The card has a fixed balance transfer APR starting at 9.90% . It also has a fixed cash advance APR starting at 9.90% .
Does Des Moines Metro CU Credit Cards have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Des Moines Metro CU Credit Cards have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Des Moines Metro CU Credit Cards?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
What is the customer service phone number for Des Moines Metro CU Credit Cards?
The customer service number for Des Moines Metro CU Credit Cards is (515) 283-4195.
What is the support contact email for Des Moines Metro CU Credit Cards?
The support contact email for Des Moines Metro CU Credit Cards is memberservices@dmmcu.org.
How do people rate the customer service and user experience of Des Moines Metro CU Credit Cards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Des Moines Metro CU Platinum Mastercard report your account activity to credit bureaus?
Yes, Des Moines Metro CU Platinum Mastercard reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Des Moines Metro Credit Union perform a hard credit pull?
Yes, Des Moines Metro CU Credit Cards performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Des Moines Metro CU Credit Cards
- Visit the website of Des Moines Metro CU Credit Cards.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
9:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
8:00AM - 5:30PM
Saturday
Closed