Last Updated: 07/28/2025
InFirst Federal Credit Union Young Adult VISA Rewards Credit Card
Unaffiliated
Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateExplore a similar product
Try this top product in Credit Cards
Total Visa® Credit Card
Mostly recommended35 reviews
Community Recommended Products
View AllSponsored
Mostly recommended35 Reviews
Learn MoreSponsored
Strongly recommended13 Reviews
Learn MoreSponsored
Mostly recommended11 Reviews
Learn MoreCompare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Fixed APR)
9.90% - 11.90%(Verified 06/21/2024)
Balance Transfer APR (Fixed APR)
N/A(Verified 10/26/2023)
Credit Score Range
N/A
Annual Fee
$0
InFirst Federal Credit Union Young Adult VISA Rewards Credit Card Review
This is a rewards card issued by InFirst Federal Credit Union. If you're wondering whether InFirst Federal Credit Union Young Adult VISA Rewards Credit Card is the right card for you, read on.
Key Takeaways
- Earn 5,000 bonus points when you spend $1,000 within the first 90 days of card opening
- APRs: InFirst Federal Credit Union Young Adult VISA Rewards Credit Card has a fixed purchase APR that ranges from 9.90% up to 11.90%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- No intro balance transfer fee. InFirst Federal Credit Union Young Adult VISA Rewards Credit Card does not charge a fee on balance transfers.
- Student credit card. This card is geared toward students. In other words, college students with limited credit history and low incomes can still apply, especially if they have a cosigner ready to vouch for them.
- Accepts cosigners. InFirst Federal Credit Union is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
Pros & Cons of InFirst Federal Credit Union Young Adult VISA Rewards Credit Card
| The Good | The Bad |
|
InFirst Federal Credit Union Young Adult VISA Rewards Credit Card FAQ
Does InFirst Federal Credit Union Young Adult VISA Rewards Credit Card have a cash back or rewards program?
InFirst Federal Credit Union Young Adult VISA Rewards Credit Card is a rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Travel | 3 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Gas | 4 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Groceries | 2 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Restaurants | 3 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does InFirst Federal Credit Union Young Adult VISA Rewards Credit Card have a signup bonus?
Yes. Earn 5,000 bonus points when you spend $1,000 within the first 90 days of card opening
Does InFirst Federal Credit Union Young Adult VISA Rewards Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the InFirst Federal Credit Union Young Adult VISA Rewards Credit Card benefits?
InFirst Federal Credit Union Young Adult VISA Rewards Credit Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for InFirst Federal Credit Union Young Adult VISA Rewards Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.InFirst Federal Credit Union Young Adult VISA Rewards Credit Card has a fixed purchase APR that ranges from 9.90% up to 11.90%. InFirst Federal Credit Union Young Adult VISA Rewards Credit Card does not offer balance transfers.
Does InFirst Federal Credit Union Young Adult VISA Rewards Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. InFirst Federal Credit Union Young Adult VISA Rewards Credit Card does not offer balance transfers.Does InFirst Federal Credit Union Young Adult VISA Rewards Credit Card have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 1.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 1.99% on qualified purchases for a period of 12 months.
What are the fees for InFirst Federal Credit Union Young Adult VISA Rewards Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
What is the customer service phone number for InFirst Federal Credit Union Young Adult VISA Rewards Credit Card?
The customer service number for InFirst Federal Credit Union Young Adult VISA Rewards Credit Card is (703) 914-8700.
What is the support contact email for InFirst Federal Credit Union Young Adult VISA Rewards Credit Card?
The support contact email for InFirst Federal Credit Union Young Adult VISA Rewards Credit Card is info@infirstfcu.org.
How do people rate the customer service and user experience of InFirst Federal Credit Union Young Adult VISA Rewards Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does InFirst Federal Credit Union Young Adult VISA Rewards Credit Card report your account activity to credit bureaus?
Yes, InFirst Federal Credit Union Young Adult VISA Rewards Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does InFirst Federal Credit Union perform a hard credit pull?
Yes, InFirst Federal Credit Union Young Adult VISA Rewards Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for InFirst Federal Credit Union Young Adult VISA Rewards Credit Card
- Visit the website of InFirst Federal Credit Union Young Adult VISA Rewards Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 4:00PM
Saturday
Closed
Other Services by InFirst Federal Credit Union
Other Credit Cards from InFirst Federal Credit Union
Rating not yet determined
Purchase APR
10.90% - 17.90%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$0
Community Recommended Products
View AllSponsored
Mostly recommended35 Reviews
Learn MoreSponsored
Strongly recommended13 Reviews
Learn MoreSponsored
Mostly recommended11 Reviews
Learn MoreSuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
InFirst Federal Credit Union Young Adult VISA Rewards Credit Card Community Reviews
Would you recommend InFirst Federal Credit Union Young Adult VISA Rewards Credit Card to your friends?
There are currently no reviews.
Other Services by InFirst Federal Credit Union
You might also like
Best Personal Credit Cards
SuperMoney
How Do Credit Cards Work? A Complete Guide
Ante Mazalin
15 Biggest Credit Card Mistakes You're Still Making
Andrew Latham