Keesler Federal Credit Union Visa Signature

Keesler Federal Credit Union Visa Signature Review

This is a cashback card issued by Keesler Federal Credit Union. If you're wondering whether Keesler Federal Credit Union Visa Signature is the right card for you, read on.

Key Takeaways

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
• Competitive APRs. Keesler Federal Credit Union Visa Signature has a variable purchase APR that ranges from 7.50% up to 18%.
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• $0 Balance transfer fee. This card does not charge a fee on balance transfers.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Good or better credit required. You will have low approval odds if your credit score is below 680.

Pros & Cons of Keesler Federal Credit Union Visa Signature

Keesler Federal Credit Union Visa Signature FAQ

Does Keesler Federal Credit Union Visa Signature have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 3% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $30 back in cash.

What are the Keesler Federal Credit Union Visa Signature benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Reports to major credit bureaus

What are the relevant APRs for Keesler Federal Credit Union Visa Signature?

Keesler Federal Credit Union Visa Signature has a variable purchase APR that ranges from 7.50% up to 18%. The card has a variable balance transfer APR that ranges from 7.50% up to 18%. It also has a variable cash advance APR that ranges from 7.50% up to 18%.

The good news is this card does not charge a penalty APR if you are late on a payment.

What are the fees for Keesler Federal Credit Union Visa Signature?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does Keesler Federal Credit Union Visa Signature report your account activity to credit bureaus?

Yes, Keesler Federal Credit Union Visa Signature reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Keesler Federal Credit Union Visa Signature

• Visit the Keesler Federal Credit Union Visa Signature website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.