Last Updated: 07/28/2025
Hanover Bank Excursion™ Visa Signature®
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in Credit Cards from Hanover Community Bank
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
18.24% - 24.24%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
18.24% - 24.24%(Verified 06/21/2024)
Credit Score Range
670 - 850
Annual Fee
$0 - $20
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Hanover Bank Excursion™ Visa Signature® Review
This is a cashback credit card issued by Hanover Community Bank. If you're wondering whether Hanover Bank Excursion™ Visa Signature® is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 12 months.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 18.24% up to 24.24%.
- Cash rewards. This credit card offers cash rewards on your purchases, but you will have to pay an annual fee of up to $20 for the privilege.
- A 3% balance transfer fee. Hanover Bank Excursion™ Visa Signature® charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Hanover Bank Excursion™ Visa Signature® from Hanover Bank
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Hanover Bank Excursion™ Visa Signature® from Hanover Bank FAQ
Does Hanover Bank Excursion™ Visa Signature® from Hanover Bank have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 2 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Free Credit Report
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Hanover Bank Excursion™ Visa Signature® from Hanover Bank?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Hanover Bank Excursion™ Visa Signature® has a variable purchase APR that ranges from 18.24% up to 24.24%. The card has a variable balance transfer APR that ranges from 18.24% up to 24.24%. It also has a variable cash advance APR of 27.24% .
Does Hanover Bank Excursion™ Visa Signature® from Hanover Bank have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 12 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 18.24% - 24.24% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Minimum | $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Hanover Bank Excursion™ Visa Signature® from Hanover Bank have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 0% on qualified purchases for a period of 12 months.
What are the fees for Hanover Bank Excursion™ Visa Signature® from Hanover Bank?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 - $20 (see terms and conditions) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee ranging from $0 up to $20.
What is the customer service phone number for Hanover Bank Excursion™ Visa Signature® from Hanover Bank?
The customer service number for Hanover Bank Excursion™ Visa Signature® from Hanover Bank is (866) 541-2431.
What is the support contact email for Hanover Bank Excursion™ Visa Signature® from Hanover Bank?
The support contact email for Hanover Bank Excursion™ Visa Signature® from Hanover Bank is contact1@hanoverbank.com.
What is the login page for Hanover Bank Excursion™ Visa Signature® from Hanover Bank?
You can access the login page of Hanover Bank Excursion™ Visa Signature® from Hanover Bank here.
How do people rate the customer service and user experience of Hanover Bank Excursion™ Visa Signature® from Hanover Bank?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Hanover Bank Excursion™ Visa Signature® report your account activity to credit bureaus?
Yes, Hanover Bank Excursion™ Visa Signature® reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Hanover Community Bank perform a hard credit pull?
Yes, Hanover Bank Excursion™ Visa Signature® from Hanover Bank performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Hanover Bank Excursion™ Visa Signature® from Hanover Bank
- Visit the website of Hanover Bank Excursion™ Visa Signature® from Hanover Bank.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed