Last Updated: 07/28/2025
Knoxville TVA Employees Credit Union Visa Platinum
Unaffiliated
Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateCommunity Recommended Products
View AllSponsored
Mostly recommended35 Reviews
Learn MoreSponsored
Strongly recommended13 Reviews
Learn MoreSponsored
Mostly recommended11 Reviews
Learn MoreCompare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Fixed APR)
9.99% - 18%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Fixed APR)
9.99% - 18%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
600 - 850
Annual Fee
$0
Knoxville TVA Employees Credit Union Visa Platinum Review
This is a rewards card issued by Knoxville TVA Employees Credit Union. If you're wondering whether Knoxville TVA Employees Credit Union Visa Platinum is the right card for you, read on.
Key Takeaways
- APRs: Knoxville TVA Employees Credit Union Visa Platinum has a fixed purchase APR that ranges from 9.99% up to 18%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Knoxville TVA Employees Credit Union Visa Platinum
| The Good | The Bad |
|
|
Knoxville TVA Employees Credit Union Visa Platinum FAQ
Does Knoxville TVA Employees Credit Union Visa Platinum have a cash back or rewards program?
Knoxville TVA Employees Credit Union Visa Platinum is a rewards card.
| Description |
Does Knoxville TVA Employees Credit Union Visa Platinum have a signup bonus?
This card doesn't offer a cash signup bonus.Does Knoxville TVA Employees Credit Union Visa Platinum offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for Knoxville TVA Employees Credit Union Visa Platinum?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Knoxville TVA Employees Credit Union Visa Platinum has a fixed purchase APR that ranges from 9.99% up to 18%. The card has a fixed balance transfer APR that ranges from 9.99% up to 18%. It also has a fixed cash advance APR that ranges from 9.99% up to 18%.
Does Knoxville TVA Employees Credit Union Visa Platinum have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Knoxville TVA Employees Credit Union Visa Platinum have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Knoxville TVA Employees Credit Union Visa Platinum?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $30 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Knoxville TVA Employees Credit Union Visa Platinum have a foreign transaction fee?
Knoxville TVA Employees Credit Union Visa Platinum charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Knoxville TVA Employees Credit Union Visa Platinum?
The customer service number for Knoxville TVA Employees Credit Union Visa Platinum is (865) 544-5400.
What is the support contact email for Knoxville TVA Employees Credit Union Visa Platinum?
The support contact email for Knoxville TVA Employees Credit Union Visa Platinum is justask@tvacreditunion.com.
How do people rate the customer service and user experience of Knoxville TVA Employees Credit Union Visa Platinum?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Knoxville TVA Employees Credit Union Visa Platinum report your account activity to credit bureaus?
Yes, Knoxville TVA Employees Credit Union Visa Platinum reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Knoxville TVA Employees Credit Union perform a hard credit pull?
Yes, Knoxville TVA Employees Credit Union Visa Platinum performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Knoxville TVA Employees Credit Union Visa Platinum
- Visit the website of Knoxville TVA Employees Credit Union Visa Platinum.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Created by
Fact Checked by
Contact
Headquarters
Hours of Operation
SundayClosedMonday4:00AM - 1:00AMTuesday4:00AM - 1:00AMWednesday4:00AM - 1:00AMThursday4:00AM - 1:00AMFriday4:00AM - 1:00AMSaturday5:00AM - 10:00AM
Other Services by Knoxville TVA Employees Credit Union
Other Credit Cards from Knoxville TVA Employees Credit Union
Rating not yet determined
Purchase APR
5.99% - 18%
Disclaimer popup with additional information
Balance Transfer APR
5.99% - 18%
Disclaimer popup with additional information
Credit Score Range
500 - 850
300
850
Annual Fee
$0
Community Recommended Products
View AllSponsored
Mostly recommended35 Reviews
Learn MoreSponsored
Strongly recommended13 Reviews
Learn MoreSponsored
Mostly recommended11 Reviews
Learn MoreSuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
Knoxville TVA Employees Credit Union Visa Platinum Community Reviews
Would you recommend Knoxville TVA Employees Credit Union Visa Platinum to your friends?
There are currently no reviews.
You might also like
Best Personal Credit Cards
SuperMoney
Using Your Credit Card and Maintaining a High Credit Score
Gina Roberts-Grey
Can Your Kids Handle Credit Cards?
Audrey Henderson
Don't Want a Credit Card? You're Not Alone
LeeAnn Neal
What Are The Different Types of Credit?
Julie Bawden-Davis
