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Last Updated: 07/28/2025

Knoxville TVA Employees CU Visa Credit Card

from Knoxville TVA Employees Credit Union

Last Updated: 07/28/2025
Knoxville TVA Employees CU Visa Credit Card logo
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Highlights

Purchase APR (Fixed APR)

5.99% - 18%(Verified 06/21/2024)
Disclaimer popup with additional information

Balance Transfer APR (Fixed APR)

5.99% - 18%(Verified 06/21/2024)
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Credit Score Range

500 - 850

Annual Fee

$0

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Knoxville TVA Employees CU Visa Credit Card Review

This is a secured credit card issued by Knoxville TVA Employees Credit Union. If you're wondering whether Knoxville TVA Employees CU Visa Credit Card is the right card for you, read on.

Key Takeaways

  • APRs: Knoxville TVA Employees CU Visa Credit Card has a fixed purchase APR that ranges from 5.99% up to 18%.
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
  • Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
  • Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Knoxville TVA Employees CU Visa Credit Card

Knoxville TVA Employees CU Visa Credit Card FAQ

Does Knoxville TVA Employees CU Visa Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

How do people rate the customer service and user experience of Knoxville TVA Employees CU Visa Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Knoxville TVA Employees CU Visa Credit Card report your account activity to credit bureaus?

Yes, Knoxville TVA Employees CU Visa Credit Card reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Knoxville TVA Employees Credit Union perform a hard credit pull?

Yes, Knoxville TVA Employees CU Visa Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Knoxville TVA Employees CU Visa Credit Card

  • Visit the website of Knoxville TVA Employees CU Visa Credit Card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Contact

Headquarters

KTVAECU Branch 4118 Asheville Highway Knoxville,
Knoxville, TN 37914
Visit Site
Email Support

Hours of Operation

SundayClosedMonday4:00AM - 1:00AMTuesday4:00AM - 1:00AMWednesday4:00AM - 1:00AMThursday4:00AM - 1:00AMFriday4:00AM - 1:00AMSaturday5:00AM - 10:00AM

Other Services by Knoxville TVA Employees Credit Union

Other Credit Cards from Knoxville TVA Employees Credit Union

Knoxville TVA Employees Credit Union Visa Platinum logo
Rating not yet determined
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Purchase APR
9.99% - 18%
Disclaimer popup with additional information
Balance Transfer APR
9.99% - 18%
Disclaimer popup with additional information
Credit Score Range
600 - 850

300

850

Annual Fee
$0
Visit Site

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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