La Capitol Federal Credit Union Prime Plus Visa Review

This is a credit card issued by La Capitol Federal Credit Union. If you're wondering whether La Capitol Federal Credit Union Prime Plus Visa is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
• Competitive APRs. La Capitol Federal Credit Union Prime Plus Visa has a variable purchase APR that ranges from 6.25% up to 18%.
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval oods if your credit score is above650.

Does La Capitol Federal Credit Union Prime Plus Visa have a cash back or rewards program?

No, it does not offer a rewards program.

What are the La Capitol Federal Credit Union Prime Plus Visa benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for La Capitol Federal Credit Union Prime Plus Visa?

What are the fees for La Capitol Federal Credit Union Prime Plus Visa?

The following fees apply:

• There is no overlimit fee

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does La Capitol Federal Credit Union Prime Plus Visa report your account activity to credit bureaus?

Yes, La Capitol Federal Credit Union Prime Plus Visa reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for La Capitol Federal Credit Union Prime Plus Visa

• Visit the La Capitol Federal Credit Union Prime Plus Visa website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.