Library of Congress Federal Credit Union Visa Platinum
Not enough votes for recommendation
Explore a similar product
Try this top product in Credit Cards.
| Purchase APR (Fixed APR) | Up to 9.75% |
| Balance Transfer APR (Fixed APR) | Up to 8.75% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
Library of Congress Federal Credit Union Visa Platinum Review
This is a card issued by Library of Congress Federal Credit Union. If you're wondering whether Library of Congress Federal Credit Union Visa Platinum is the right card for you, read on.
Key Takeaways
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Library of Congress Federal Credit Union Visa Platinum
| The Good | The Bad |
|---|---|
|
|
Library of Congress Federal Credit Union Visa Platinum FAQ
Does Library of Congress Federal Credit Union Visa Platinum have a cash back or rewards program?
No, it does not offer a rewards program.
What are the relevant APRs for Library of Congress Federal Credit Union Visa Platinum?
It has a fixed purchase APR of up to 9.75%. The card has a fixed balance transfer APR of up to 8.75%. The card has a fixed cash advance APR of up to 8.75%.Does Library of Congress Federal Credit Union Visa Platinum have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Library of Congress Federal Credit Union Visa Platinum have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Library of Congress Federal Credit Union Visa Platinum?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Library of Congress Federal Credit Union Visa Platinum have a foreign transaction fee?
Library of Congress Federal Credit Union Visa Platinum charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Library of Congress Federal Credit Union Visa Platinum?
The Library of Congress Federal Credit Union Visa Platinum customer service number is (202) 707-5852.
What is the support contact email for Library of Congress Federal Credit Union Visa Platinum?
The support contact email for Library of Congress Federal Credit Union Visa Platinum is CULINE@LCFCU.ORG.
What is the Library of Congress Federal Credit Union Visa Platinum login page?
You can access the Library of Congress Federal Credit Union Visa Platinum login page here.
How do people rate the customer service and user experience of Library of Congress Federal Credit Union Visa Platinum?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Library of Congress Federal Credit Union Visa Platinum report your account activity to credit bureaus?
Yes, Library of Congress Federal Credit Union Visa Platinum reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Library of Congress Federal Credit Union Visa Platinum
- Visit the Library of Congress Federal Credit Union Visa Platinum website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
8100 Professional Place , Suite 308 , Hyattsville, MD 20785-2229, US
Hyattsville, MD 20785 USA - (202) 707-5852
- Visit Site
- Email Support
About Library of Congress Federal Credit Union Visa Platinum
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Foreign Currency Transaction Fee | 1% |
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $25 |
| Late Fee Amount | Up to $25 |
Be the first to rate
Would you recommend Library of Congress Federal Credit Union Visa Platinum to your friends?
Other Credit Cards
- Ashley Stewart Credit Card
- Cadence Bank Secured Mastercard®
- Capital One Venture X Rewards Credit Card
- DX Engineering Supercard
- Family Trust FCU Traditional Visa Credit Card
- Fond Du Lac Credit Union Visa Classic Credit Card
- Hiway Federal Credit Union Visa Platinum Credit Card
- Jack Furrier Tire and Auto Care Credit Card
- Lufthansa Miles & More World Elite Mastercard
- Member One FCU Member Visa Credit Card
- PNC Cash Rewards Visa Credit Card
- QuicksilverOne from Capital One
