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Last Updated: 04/18/2025

Library of Congress Federal Credit Union Visa Platinum

from Library of Congress Federal Credit Union

Last Updated: 04/18/2025
Library of Congress Federal Credit Union logo
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Highlights

Purchase APR (Fixed APR)

Up to 9.75%(Verified 06/21/2024)

Balance Transfer APR (Fixed APR)

Up to 8.75%(Verified 06/21/2024)

Credit Score Range

600 - 850

Annual Fee

$0

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Library of Congress Federal Credit Union Visa Platinum Review

This is a card issued by Library of Congress Federal Credit Union. If you're wondering whether Library of Congress Federal Credit Union Visa Platinum is the right card for you, read on.

Key Takeaways

  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
  • Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Library of Congress Federal Credit Union Visa Platinum

Library of Congress Federal Credit Union Visa Platinum FAQ

Does Library of Congress Federal Credit Union Visa Platinum have a cash back or rewards program?

No, it does not offer a rewards program.

How do people rate the customer service and user experience of Library of Congress Federal Credit Union Visa Platinum?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Library of Congress Federal Credit Union Visa Platinum report your account activity to credit bureaus?

Yes, Library of Congress Federal Credit Union Visa Platinum reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Library of Congress Federal Credit Union perform a hard credit pull?

Yes, Library of Congress Federal Credit Union Visa Platinum performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Library of Congress Federal Credit Union Visa Platinum

  • Visit the website of Library of Congress Federal Credit Union Visa Platinum.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Contact

Headquarters

8100 Professional Place , Suite 308 , Hyattsville, MD 20785-2229, US
Hyattsville, MD 20785
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Hours of Operation

SundayClosedMonday4:00AM - 12:00PMTuesday4:00AM - 12:00PMWednesday4:00AM - 12:00PMThursday4:00AM - 12:00PMFriday4:00AM - 12:00PMSaturdayClosed

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SuperMoney Net Recommendation Score

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-1000+100
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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Library of Congress Federal Credit Union Visa Platinum Community Reviews

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