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Last Updated: 07/28/2025

Des Moines Metro CU Regular Mastercard

from Des Moines Metro Credit Union

Last Updated: 07/28/2025

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Highlights

Purchase APR (Fixed APR)

Starting at 13.50%(Verified 06/21/2024)

Balance Transfer APR (Fixed APR)

Starting at 13.50%(Verified 06/21/2024)

Credit Score Range

670 - 850

Annual Fee

N/A

Des Moines Metro CU Regular Mastercard Review

This is a card issued by Des Moines Metro Credit Union. If you're wondering whether Des Moines Metro CU Regular Mastercard is the right card for you, read on.

Key Takeaways

Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Des Moines Metro CU Regular Mastercard

The Good

The Bad

Potentially lower than average purchase APRs.
Des Moines Metro CU Regular Mastercard reports to multiple credit bureaus.

You need good credit to qualify.
N/A
Does not offer a signup bonus.
Does not offer rewards or cash back.
You don't earn rewards on every purchase.

Des Moines Metro CU Regular Mastercard FAQ

Does Des Moines Metro CU Regular Mastercard have a cash back or rewards program?

No, it does not offer a rewards program.

Des Moines Metro CU Regular Mastercard Rewards Breakdown

Description

How do people rate the customer service and user experience of Des Moines Metro CU Regular Mastercard?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Des Moines Metro CU Regular Mastercard report your account activity to credit bureaus?

Yes, Des Moines Metro CU Regular Mastercard reports to the following credit bureaus:

Equifax
Experian
TransUnion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Des Moines Metro Credit Union perform a hard credit pull?

Yes, Des Moines Metro CU Regular Mastercard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Des Moines Metro CU Regular Mastercard

Visit the website of Des Moines Metro CU Regular Mastercard.
Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Created by

Fact Checked by

SuperMoney

Andrew Latham

Contact

Headquarters

100 University Ave

Des Moines, IA 50314

(515) 283-4195

Visit Site

Email Support

Hours of Operation

SundayClosedMonday9:00AM - 5:30PMTuesday9:00AM - 5:30PMWednesday9:00AM - 5:30PMThursday9:00AM - 5:30PMFriday8:00AM - 5:30PMSaturdayClosed

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Other Credit Cards from Des Moines Metro Credit Union

Des Moines Metro CU Gold Mastercard

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Purchase APR

Starting at 11.50%

Disclaimer popup with additional information

Balance Transfer APR

Starting at 11.50%

Disclaimer popup with additional information

Credit Score Range

740 - 850

300

850

Annual Fee

N/A

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Des Moines Metro CU Platinum Mastercard

Rating not yet determined

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Purchase APR

Starting at 9.90%

Disclaimer popup with additional information

Balance Transfer APR

Starting at 9.90%

Disclaimer popup with additional information

Credit Score Range

740 - 850

300

850

Annual Fee

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.