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Last Updated: 05/14/2026

Deluxe Signature

from Hutton Chase Corporation

Last Updated: 05/14/2026

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

Mostly recommended17 total votes

10 users recommend

5 users are unsure

2 users don't recommend

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Highlights

Community Rating

Mostly recommended

Purchase APR (Variable APR)

0%(Verified 06/21/2024)

Disclaimer popup with additional information

Balance Transfer APR (Variable APR)

N/A

Credit Score Range

300 - 640

Annual Fee

$239.40

Number of Reviews

Deluxe Signature Review

This is a store card issued by Hutton Chase Corporation. If you're wondering whether Deluxe Signature is the right card for you, read on.

Key Takeaways

APRs: Deluxe Signature has a variable regular purchase APR of 0%
Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Deluxe Signature card

The Good

The Bad

Potentially lower than average purchase APRs.
Considers applicants with fair credit.
Deluxe Signature reports to multiple credit bureaus.

$19.95 per month Membership fee (after an Initial Program Fee of $29.95)
This card can only be used for the company's online store.
Charges an annual fee of $239.4
Does not offer a signup bonus.
Does not offer rewards or cash back.
You don't earn rewards on every purchase.

Deluxe Signature card FAQ

Does Deluxe Signature card have a cash back or rewards program?

No, it does not offer a rewards program.

Deluxe Signature card Rewards Breakdown

Description

How do people rate the customer service and user experience of Deluxe Signature card?

Overall, Deluxe Signature card is mostly recommended based on community reviews that rate customer service and user experience.

Does Deluxe Signature report your account activity to credit bureaus?

Yes, Deluxe Signature reports to the following credit bureaus:

Equifax
Experian
TransUnion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Hutton Chase Corporation perform a hard credit pull?

Yes, Deluxe Signature card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Deluxe Signature card

Visit the website of Deluxe Signature card.
Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Deluxe Signature card

What is a catalog card?

A catalog card provides an account holder with a line of credit to shop exclusively at an online shopping club. There are generally no down payments required for shopping club purchases. It is important to note that merchandise shopping accounts are not a Visa®, Mastercard® or any other type of credit or debit card.

Card Benefits

0% Interest for Members! Pay 0.00% interest on any/all purchases for the life of your Deluxe Signature Club membership.

Shop with Confidence! Our exclusive online store features products from all the major name brands you know and trust!

The Power to Purchase! With up to a $1,000 credit limit you have the power to purchase almost any item we carry in our online store.

Contact

Headquarters

851 E I65 Service Rd S STE 304

Mobile, AL 36606

Visit Site

Email Support

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SuperMoney Net Recommendation Score

SuperMoney users mostly recommend this product, giving it a user recommendation score of +47, or 3.9 on a 5-point rating scale.

+47

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Deluxe Signature Community Reviews

Would you recommend Deluxe Signature to your friends?

Amrey M.

Nov 3, 2023

May or may not recommend

Cant use it any where only at there provided store

Ericka P.

Jul 18, 2021

May or may not recommend

I love that I have another way to Improve my Credit score for my Family.

Nickel J.

Jan 10, 2021

May or may not recommend

yes i would Refer my friend to Deluxe Signature Personal Credit Cards

Crystal F.

Sep 4, 2019

May or may not recommend

Fast and easy quick approvals and great credit limits. i would recommend this card to anyone

Ricardo R.

Jul 17, 2019

May or may not recommend

Great Yes I would recommend this card good for everything

Cleve C.

Jul 4, 2019

May or may not recommend

I believe I was approved for 1000 credit line. Which would make me happy!!!

Carlos F.

Jun 4, 2019

May or may not recommend

They are giving me a chance to fix my credit while having credit.

Sonya A.

May 31, 2019

May or may not recommend

I have had no problems with this business It's been good to me...

Anonymous

May 5, 2019

May or may not recommend

Trying to apply for credit card now hopefully I get approved if I do I will write a review about the card

Randy F.

Apr 30, 2019

May or may not recommend

I'm loving it and I can tell you guys are doing great!

Jolinda K.

Apr 25, 2019

May or may not recommend

Haven't gotten approved yet still trying to get to the application

Lou D.

Apr 23, 2019

May or may not recommend

Helps build credit any credit score is accepted none are turned down

Devon H.

Jan 16, 2019

May or may not recommend

Sure if you want to start credit and the main credit card companies are turning you down, maybe consider this option. Then again save up 100 bucks and get a secured capital one card

Steve B.

Oct 31, 2018

May or may not recommend

Good for a short time, but long term not really good. Imo better to go to fingerhut same deal, but they make there money on a slightly higher price and shipping.

Dayven F.

Oct 22, 2018

May or may not recommend

Awesome , just a awesome and easy approval experience