Deluxe Signature

Deluxe Signature

in Personal Credit Cards from Hutton Chase Corporation


Deluxe Signature


in Personal Credit Cards from Hutton Chase Corporation

SuperMoney Net Recommendation Score +43% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

8 users recommend
4 users are unsure
2 users don't recommend
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Community Rating Mostly recommended
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 300 - 640
Annual Fee $239.40
Purchase APR  (Variable APR) 0%
Number of Reviews 14

Deluxe Signature Review

Deluxe Signature is a store credit card issued by Hutton Chase Corporation. If you're wondering whether Deluxe Signature is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

  • Competitive APRs. Deluxe Signature has a variable purchase APR of 0%
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.

Deluxe Signature Pros and Cons:

The Good The Bad
  • Lower than average purchase APRs.
  • Considers applicants with fair or poor credit.
  • Deluxe Signature reports to multiple credit bureaus.
  • $19.95 per month Membership fee (after an Initial Program Fee of $29.95)
  • This card can only be used for the company's online store.
  • Charges an annual fee of $239.4
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card rewards.

Is there a Deluxe Signature cash back or rewards program?

No, Deluxe Signature does not offer a rewards program.

What are the relevant APRs for Deluxe Signature?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Deluxe Signature has lower than average purchase APRs.

Deluxe Signature has a variable purchase APR of 0%.

Does Deluxe Signature have an introductory APR offer on balance transfers?

No, Deluxe Signature does not come with an introductory APR offer for balance transfers.

Does Deluxe Signature have an introductory APR offer on new purchases?

Deluxe Signature does not offer an introductory rate on new purchases.
Deluxe Signature Purchase Intro Offer
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Deluxe Signature?

The following fees apply to Deluxe Signature:

Deluxe Signature Fees
Fees Amount
Annual Fee $239.40
Initial Program Fee $29.95
Returned Payment Fee $30
Late Payment Fee $10

Does Deluxe Signature report your account activity to credit bureaus?

Deluxe Signature reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Deluxe Signature

  • Visit the Deluxe Signature website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

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  • Headquarters
  •   851 E I65 Service Rd S STE 304
    Mobile, AL 36606
  •   Visit Site

About Deluxe Signature


  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Initial Program Fee $29.95
Annual Fee $239.40
Returned Payment Fee $30
Late Fee Amount $10
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 300 - 640
Card Type
  • Bad Credit
  • Store Card
Card Network None
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Rewards Type No Rewards

Deluxe Signature Community Reviews


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