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  Deluxe Signature
Deluxe Signature
in Personal Credit Cards from Hutton Chase Corporation
Claimed

Deluxe Signature

Claimed
in Personal Credit Cards from Hutton Chase Corporation
SuperMoney Net Recommendation Score +50  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +50, equating to 4 on a 5 point rating scale.

+50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly recommended

10 users recommend
4 users are unsure
2 users don't recommend
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Highlights
Community Rating Strongly recommended
Purchase APR  (Variable APR) 0%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 300 - 640
Annual Fee $239.40
Number of Reviews 16

Deluxe Signature Review

This is a store credit card issued by Hutton Chase Corporation. If you're wondering whether Deluxe Signature card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Deluxe Signature has a variable purchase APR of 0%
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Deluxe Signature card
The Good The Bad
  • Potentially lower than average purchase APRs.
  • Considers applicants with fair or poor credit.
  • Deluxe Signature reports to multiple credit bureaus.
  • $19.95 per month Membership fee (after an Initial Program Fee of $29.95)
  • This card can only be used for the company's online store.
  • Charges an annual fee of $239.4
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Deluxe Signature card FAQ

Does Deluxe Signature card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for Deluxe Signature card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Deluxe Signature has a variable purchase APR of 0%.

Does Deluxe Signature card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Deluxe Signature card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Deluxe Signature card?

The following fees apply:

Deluxe Signature card Fees
Fees Amount
Annual Fee $239.40
Initial Program Fee $29.95
Returned Payment Fee $30
Late Payment Fee $10

What is the support contact email for Deluxe Signature card?

The support contact email for Deluxe Signature card is contactus@huttonchase.com.

How do people rate the customer service and user experience of Deluxe Signature card?

Overall, Deluxe Signature card is strongly recommended based on community reviews that rate customer service and user experience.

Does Deluxe Signature report your account activity to credit bureaus?

Yes, Deluxe Signature reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Deluxe Signature card

  • Visit the Deluxe Signature card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

About Deluxe Signature

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Initial Program Fee $29.95
Annual Fee $239.40
Returned Payment Fee $30
Late Fee Amount $10
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 300 - 640
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Rewards Type No Rewards
Credit Limit Up to $0
Purchase APR (Variable APR) 0%
Card Type
  • Bad Credit
  • Store Card
Card Network None

Deluxe Signature Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +50, equating to 4 on a 5 point rating scale.

+50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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