Last Updated: 07/28/2025
Atlantic City FCU Visa Classic Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
9.9%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
9.9%(Verified 06/21/2024)
Credit Score Range
620 - 850
Annual Fee
$0
Atlantic City FCU Visa Classic Credit Card Review
This is a card issued by Atlantic City Federal Credit Union. If you're wondering whether Atlantic City FCU Visa Classic Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Atlantic City FCU Visa Classic Credit Card has a variable regular purchase APR of 9.9%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Atlantic City FCU Visa Classic Credit Card
| The Good | The Bad |
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Atlantic City FCU Visa Classic Credit Card FAQ
Does Atlantic City FCU Visa Classic Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Atlantic City FCU Visa Classic Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Atlantic City FCU Visa Classic Credit Card has a variable purchase APR of 9.9%. The card has a variable balance transfer APR of 9.9% . It also has a variable cash advance APR of 9.9% .
Does Atlantic City FCU Visa Classic Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Atlantic City FCU Visa Classic Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Atlantic City FCU Visa Classic Credit Card?
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| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Atlantic City FCU Visa Classic Credit Card?
The customer service number for Atlantic City FCU Visa Classic Credit Card is (307) 332-5151.
What is the support contact email for Atlantic City FCU Visa Classic Credit Card?
The support contact email for Atlantic City FCU Visa Classic Credit Card is support@atlanticcity.coop.
What is the login page for Atlantic City FCU Visa Classic Credit Card?
You can access the login page of Atlantic City FCU Visa Classic Credit Card here.
How do people rate the customer service and user experience of Atlantic City FCU Visa Classic Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Atlantic City FCU Visa Classic Credit Card report your account activity to credit bureaus?
Yes, Atlantic City FCU Visa Classic Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Atlantic City Federal Credit Union perform a hard credit pull?
Yes, Atlantic City FCU Visa Classic Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Atlantic City FCU Visa Classic Credit Card
- Visit the website of Atlantic City FCU Visa Classic Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:30PM
Saturday
Closed