Atlantic City FCU Visa Classic Credit Card

Atlantic City FCU Visa Classic Credit Card Review

This is a card issued by Atlantic City Federal Credit Union. If you're wondering whether Atlantic City FCU Visa Classic Credit Card is the right card for you, read on.

Key Takeaways

• Competitive APRs. Atlantic City FCU Visa Classic Credit Card has a variable purchase APR of 9.9%
• No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 620.

Pros & Cons of Atlantic City FCU Visa Classic Credit Card

The Good	The Bad
Potentially lower than average purchase APRs. No annual fee. Multiple credit card perks. Extended warranty on purchases. Identity Theft Protection. Considers applicants with fair credit. Atlantic City FCU Visa Classic Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase.

Atlantic City FCU Visa Classic Credit Card FAQ

Does Atlantic City FCU Visa Classic Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Atlantic City FCU Visa Classic Credit Card benefits?

It provides the following benefits:

• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Atlantic City FCU Visa Classic Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Atlantic City FCU Visa Classic Credit Card has a variable purchase APR of 9.9%. The card has a variable balance transfer APR of 9.9% . It also has a variable cash advance APR of 9.9% .

What are the fees for Atlantic City FCU Visa Classic Credit Card?

The following fees apply:

Atlantic City FCU Visa Classic Credit Card Fees

Description
No Annual Fee?
Annual Fee	$0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Atlantic City FCU Visa Classic Credit Card report your account activity to credit bureaus?

Yes, Atlantic City FCU Visa Classic Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Atlantic City FCU Visa Classic Credit Card

• Visit the Atlantic City FCU Visa Classic Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.