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  Monroe County Community CU Mastercard Reward
Monroe County Community CU Mastercard Reward Unaffiliated

Monroe County Community CU Mastercard Reward

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Highlights
Purchase APR  (Variable APR) 9.99 - 17.9
Balance Transfer APR  (Variable APR) 9.99 - 17.99
Credit Score Range 600 - 850
Annual Fee $0

Monroe County Community CU Mastercard Reward Review

This is a rewards credit card issued by Monroe County Community Credit Union. If you're wondering whether Monroe County Community CU Mastercard Reward is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Monroe County Community CU Mastercard Reward has a variable purchase APR that ranges from 9.99% up to 17.9%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Monroe County Community CU Mastercard Reward
The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Access to a concierge.
  • Identity Theft Protection.
  • Considers applicants with fair credit.
  • Cardholders can earn rewards on their purchases.
  • Monroe County Community CU Mastercard Reward reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Monroe County Community CU Mastercard Reward FAQ

Does Monroe County Community CU Mastercard Reward have a cash back or rewards program?

Monroe County Community CU Mastercard Reward is a rewards card.

Monroe County Community CU Mastercard Reward Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Monroe County Community CU Mastercard Reward have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Monroe County Community CU Mastercard Reward offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Monroe County Community CU Mastercard Reward benefits?

It provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for Monroe County Community CU Mastercard Reward?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Monroe County Community CU Mastercard Reward has a variable purchase APR that ranges from 9.99% up to 17.9%. The card has a variable balance transfer APR that ranges from 9.99% up to 17.99%. It also has a variable cash advance APR that ranges from 9.99% up to 17.9%.

Does Monroe County Community CU Mastercard Reward have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Monroe County Community CU Mastercard Reward have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Monroe County Community CU Mastercard Reward?

The following fees apply:

Monroe County Community CU Mastercard Reward Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $28
Late Payment Fee up to $28

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Monroe County Community CU Mastercard Reward have a foreign transaction fee?

Monroe County Community CU Mastercard Reward charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the support contact email for Monroe County Community CU Mastercard Reward?

The support contact email for Monroe County Community CU Mastercard Reward is contact_us_monroe@mcccu.org.

What is the Monroe County Community CU Mastercard Reward login page?

You can access the Monroe County Community CU Mastercard Reward login page here.

How do people rate the customer service and user experience of Monroe County Community CU Mastercard Reward?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Monroe County Community CU Mastercard Reward report your account activity to credit bureaus?

Yes, Monroe County Community CU Mastercard Reward reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Monroe County Community CU Mastercard Reward

  • Visit the Monroe County Community CU Mastercard Reward website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 7:00am - 2:00am
  • Tuesday 7:00am - 2:00am
  • Wednesday 7:00am - 2:00am
  • Thursday 7:00am - 2:00am
  • Friday 7:00am - 2:00am
  • Saturday 7:00am - 11:00am

About Monroe County Community CU Mastercard Reward

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum 0
Cash Advance Fee (%) Starting at 0
Minimum Cash Advance Fee ($) Starting at 0
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Foreign Currency Transaction Fee 1
Returned Payment Fee Up to 28
Late Fee Amount Up to 28
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Concierge
Rewards Type Points
Cash Advance APR (Variable APR) 9.99 - 17.9
Purchase APR (Variable APR) 9.99 - 17.9
Balance Transfer Fee % After Intro Period Starting at 3
Balance Transfer APR (Variable APR) 9.99 - 17.99
Balance Transfer Fee % 0
Card Type
  • Rewards
Card Network Mastercard

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