Last Updated: 07/28/2025
Monroe County Community CU Mastercard Reward
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
9.99% - 17.9%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
9.99% - 17.99%(Verified 06/21/2024)
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Credit Score Range
600 - 850
Annual Fee
$0
Monroe County Community CU Mastercard Reward Review
This is a rewards card issued by Monroe County Community Credit Union. If you're wondering whether Monroe County Community CU Mastercard Reward is the right card for you, read on.
Key Takeaways
- APRs: Monroe County Community CU Mastercard Reward has a variable regular purchase APR that ranges from 9.99% up to 17.9%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Monroe County Community CU Mastercard Reward
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Monroe County Community CU Mastercard Reward FAQ
Does Monroe County Community CU Mastercard Reward have a cash back or rewards program?
Monroe County Community CU Mastercard Reward is a rewards card.
| Description |
Does Monroe County Community CU Mastercard Reward have a signup bonus?
This card doesn't offer a cash signup bonus.Does Monroe County Community CU Mastercard Reward offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Monroe County Community CU Mastercard Reward benefits?
Monroe County Community CU Mastercard Reward provides the following benefits:
- Reports to major credit bureaus
What are the relevant APRs for Monroe County Community CU Mastercard Reward?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Monroe County Community CU Mastercard Reward has a variable purchase APR that ranges from 9.99% up to 17.9%. The card has a variable balance transfer APR that ranges from 9.99% up to 17.99%. It also has a variable cash advance APR that ranges from 9.99% up to 17.9%.
Does Monroe County Community CU Mastercard Reward have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Monroe County Community CU Mastercard Reward have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Monroe County Community CU Mastercard Reward?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $28 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $28 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Monroe County Community CU Mastercard Reward have a foreign transaction fee?
Monroe County Community CU Mastercard Reward charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Monroe County Community CU Mastercard Reward?
The customer service number for Monroe County Community CU Mastercard Reward is (734) 242-3222.
What is the support contact email for Monroe County Community CU Mastercard Reward?
The support contact email for Monroe County Community CU Mastercard Reward is contact_us_monroe@mcccu.org.
What is the login page for Monroe County Community CU Mastercard Reward?
You can access the login page of Monroe County Community CU Mastercard Reward here.
How do people rate the customer service and user experience of Monroe County Community CU Mastercard Reward?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Monroe County Community CU Mastercard Reward report your account activity to credit bureaus?
Yes, Monroe County Community CU Mastercard Reward reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Monroe County Community Credit Union perform a hard credit pull?
Yes, Monroe County Community CU Mastercard Reward performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Monroe County Community CU Mastercard Reward
- Visit the website of Monroe County Community CU Mastercard Reward.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
7:00AM - 2:00AM
Tuesday
7:00AM - 2:00AM
Wednesday
7:00AM - 2:00AM
Thursday
7:00AM - 2:00AM
Friday
7:00AM - 2:00AM
Saturday
7:00AM - 11:00AM