Last Updated: 07/28/2025
Louisiana FCU Platinum Student Advantage Rewards
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
0.0% - 15.9%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Fixed APR)
0.0% - 15.9%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
$0
Louisiana FCU Platinum Student Advantage Rewards Review
This is a rewards card issued by Louisiana Federal Credit Union. If you're wondering whether Louisiana FCU Platinum Student Advantage Rewards is the right card for you, read on.
Key Takeaways
- APRs: Louisiana FCU Platinum Student Advantage Rewards has a fixed purchase APR that ranges from 0.0% up to 15.9%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
Pros & Cons of Louisiana FCU Student credit card
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Louisiana FCU Student credit card FAQ
Does Louisiana FCU Student credit card have a cash back or rewards program?
Louisiana FCU Student credit card is a rewards card.
| Description |
Does Louisiana FCU Student credit card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Louisiana FCU Student credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Louisiana FCU Student credit card benefits?
Louisiana FCU Platinum Student Advantage Rewards provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Louisiana FCU Student credit card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Louisiana FCU Platinum Student Advantage Rewards has a fixed purchase APR that ranges from 0.0% up to 15.9%. The card has a fixed balance transfer APR that ranges from 0.0% up to 15.9%. It also has a fixed cash advance APR that ranges from 0.0% up to 15.9%.
Does Louisiana FCU Student credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Louisiana FCU Student credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Louisiana FCU Student credit card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Louisiana FCU Student credit card have a foreign transaction fee?
Louisiana FCU Student credit card charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Louisiana FCU Student credit card?
The customer service number for Louisiana FCU Student credit card is (985) 652-4990.
What is the support contact email for Louisiana FCU Student credit card?
The support contact email for Louisiana FCU Student credit card is info@louisianafcu.org.
What is the login page for Louisiana FCU Student credit card?
You can access the login page of Louisiana FCU Student credit card here.
How do people rate the customer service and user experience of Louisiana FCU Student credit card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Louisiana FCU Platinum Student Advantage Rewards report your account activity to credit bureaus?
Yes, Louisiana FCU Platinum Student Advantage Rewards reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Louisiana Federal Credit Union perform a hard credit pull?
Yes, Louisiana FCU Student credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Louisiana FCU Student credit card
- Visit the website of Louisiana FCU Student credit card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed