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  New Cumberland FCU Rewards Visa Credit Card

New Cumberland FCU Rewards Visa Credit Card

in Personal Credit Cards from New Cumberland FCU

Unaffiliated

New Cumberland FCU Rewards Visa Credit Card

Unaffiliated

in Personal Credit Cards from New Cumberland FCU

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Highlights
Purchase APR  (Variable APR) 6.9% - 12.9%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $0

New Cumberland FCU Rewards Visa Credit Card Review

This is a rewards credit card issued by New Cumberland FCU. If you're wondering whether New Cumberland FCU Rewards Visa Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. New Cumberland FCU Rewards Visa Credit Card has a variable purchase APR that ranges from 6.9% up to 12.9%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of New Cumberland FCU Rewards Visa Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Cardholders can earn rewards on their purchases.
  • New Cumberland FCU Rewards Visa Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
New Cumberland FCU Rewards Visa Credit Card FAQ

Does New Cumberland FCU Rewards Visa Credit Card have a cash back or rewards program?

New Cumberland FCU Rewards Visa Credit Card is a rewards card.

New Cumberland FCU Rewards Visa Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does New Cumberland FCU Rewards Visa Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does New Cumberland FCU Rewards Visa Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the New Cumberland FCU Rewards Visa Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for New Cumberland FCU Rewards Visa Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 6.9% up to 12.9%. It also has a variable cash advance APR that ranges from 6.9% up to 12.9%.

Does New Cumberland FCU Rewards Visa Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does New Cumberland FCU Rewards Visa Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for New Cumberland FCU Rewards Visa Credit Card?

The following fees apply:

  • There is no overlimit fee
New Cumberland FCU Rewards Visa Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Returned Payment Fee $30
Late Payment Fee $20

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

What is the customer service phone number for New Cumberland FCU Rewards Visa Credit Card?

The New Cumberland FCU Rewards Visa Credit Card customer service number is (717) 774-7706.

What is the support contact email for New Cumberland FCU Rewards Visa Credit Card?

The support contact email for New Cumberland FCU Rewards Visa Credit Card is ncfcu@ncfcuonline.org.

Does New Cumberland FCU Rewards Visa Credit Card report your account activity to credit bureaus?

Yes, New Cumberland FCU Rewards Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for New Cumberland FCU Rewards Visa Credit Card

  • Visit the New Cumberland FCU Rewards Visa Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 4:00pm
  • Tuesday 8:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 8:00am - 6:00pm
  • Friday 8:00am - 6:00pm
  • Saturday 8:00am - 1:00pm

About New Cumberland FCU Rewards Visa Credit Card

Availability

  Available in 1 state
Pennsylvania
Availabile in all of Pennsylvania

Feature Breakdown

Cash Advance Fee Minimum $0
Cash Advance Fee (%) 0%
Minimum Cash Advance Fee ($) $0
No Annual Fee
Annual Fee $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee $30
Late Fee Amount $20
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Type Points
Cash Advance APR (Variable APR) 6.9% - 12.9%
Purchase APR (Variable APR) 6.9% - 12.9%
Card Type
  • Rewards
  • Balance Transfer
Card Network Visa

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