Last Updated: 07/28/2025
New Cumberland FCU Rewards Visa Credit Card
Unaffiliated
from New Cumberland FCU
Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateCommunity Recommended Products
View AllSponsored
Mostly recommended35 Reviews
Learn MoreSponsored
Strongly recommended13 Reviews
Learn MoreSponsored
Mostly recommended11 Reviews
Learn MoreCompare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Variable APR)
6.9% - 12.9%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
650 - 850
Annual Fee
$0
New Cumberland FCU Rewards Visa Credit Card Review
This is a rewards card issued by New Cumberland FCU. If you're wondering whether New Cumberland FCU Rewards Visa Credit Card is the right card for you, read on.
Key Takeaways
- APRs: New Cumberland FCU Rewards Visa Credit Card has a variable regular purchase APR that ranges from 6.9% up to 12.9%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of New Cumberland FCU Rewards Visa Credit Card
| The Good | The Bad |
|
|
New Cumberland FCU Rewards Visa Credit Card FAQ
Does New Cumberland FCU Rewards Visa Credit Card have a cash back or rewards program?
New Cumberland FCU Rewards Visa Credit Card is a rewards card.
| Description |
Does New Cumberland FCU Rewards Visa Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does New Cumberland FCU Rewards Visa Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the New Cumberland FCU Rewards Visa Credit Card benefits?
New Cumberland FCU Rewards Visa Credit Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for New Cumberland FCU Rewards Visa Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.New Cumberland FCU Rewards Visa Credit Card has a variable purchase APR that ranges from 6.9% up to 12.9%. New Cumberland FCU Rewards Visa Credit Card does not offer balance transfers. It also has a variable cash advance APR that ranges from 6.9% up to 12.9%.
Does New Cumberland FCU Rewards Visa Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. New Cumberland FCU Rewards Visa Credit Card does not offer balance transfers.Does New Cumberland FCU Rewards Visa Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for New Cumberland FCU Rewards Visa Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $30 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
There is a late fee of up to $20 . What is the customer service phone number for New Cumberland FCU Rewards Visa Credit Card?
The customer service number for New Cumberland FCU Rewards Visa Credit Card is (717) 774-7706.
What is the support contact email for New Cumberland FCU Rewards Visa Credit Card?
The support contact email for New Cumberland FCU Rewards Visa Credit Card is ncfcu@ncfcuonline.org.
How do people rate the customer service and user experience of New Cumberland FCU Rewards Visa Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does New Cumberland FCU Rewards Visa Credit Card report your account activity to credit bureaus?
Yes, New Cumberland FCU Rewards Visa Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does New Cumberland FCU perform a hard credit pull?
Yes, New Cumberland FCU Rewards Visa Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for New Cumberland FCU Rewards Visa Credit Card
- Visit the website of New Cumberland FCU Rewards Visa Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Created by
Fact Checked by
Hours of Operation
SundayClosedMonday8:00AM - 4:00PMTuesday8:00AM - 4:00PMWednesday9:00AM - 4:00PMThursday8:00AM - 6:00PMFriday8:00AM - 6:00PMSaturday8:00AM - 1:00PM
Other Services by New Cumberland FCU
Community Recommended Products
View AllSponsored
Mostly recommended35 Reviews
Learn MoreSponsored
Strongly recommended13 Reviews
Learn MoreSponsored
Mostly recommended11 Reviews
Learn MoreSuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
New Cumberland FCU Rewards Visa Credit Card Community Reviews
Would you recommend New Cumberland FCU Rewards Visa Credit Card to your friends?
There are currently no reviews.
You might also like
Best Personal Credit Cards
SuperMoney
Using Your Credit Card and Maintaining a High Credit Score
Gina Roberts-Grey
Can Your Kids Handle Credit Cards?
Audrey Henderson
Don't Want a Credit Card? You're Not Alone
LeeAnn Neal
What Are The Different Types of Credit?
Julie Bawden-Davis
