New Cumberland FCU Rewards Visa Credit Card

New Cumberland FCU Rewards Visa Credit Card Review

This is a rewards card issued by New Cumberland FCU. If you're wondering whether New Cumberland FCU Rewards Visa Credit Card is the right card for you, read on.

Key Takeaways

• Competitive APRs. New Cumberland FCU Rewards Visa Credit Card has a variable purchase APR that ranges from 6.9% up to 12.9%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of New Cumberland FCU Rewards Visa Credit Card

The Good	The Bad
Potentially lower than average purchase APRs. No annual fee. Cardholders can earn rewards on their purchases. New Cumberland FCU Rewards Visa Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. You don't earn rewards on every purchase. Does not include many credit card benefits.

New Cumberland FCU Rewards Visa Credit Card FAQ

Does New Cumberland FCU Rewards Visa Credit Card have a cash back or rewards program?

New Cumberland FCU Rewards Visa Credit Card is a rewards card.

New Cumberland FCU Rewards Visa Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the New Cumberland FCU Rewards Visa Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for New Cumberland FCU Rewards Visa Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

New Cumberland FCU Rewards Visa Credit Card has a variable purchase APR that ranges from 6.9% up to 12.9%. It also has a variable cash advance APR that ranges from 6.9% up to 12.9%.

What are the fees for New Cumberland FCU Rewards Visa Credit Card?

The following fees apply:

• There is no overlimit fee

New Cumberland FCU Rewards Visa Credit Card Fees

Fees	Amount
Annual Fee	$0
Overlimit Fee	$0
Returned Payment Fee	$30
Late Payment Fee	$20

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does New Cumberland FCU Rewards Visa Credit Card report your account activity to credit bureaus?

Yes, New Cumberland FCU Rewards Visa Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for New Cumberland FCU Rewards Visa Credit Card

• Visit the New Cumberland FCU Rewards Visa Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.