Last Updated: 01/21/2026
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Fee-Based Product)
N/A(Verified 01/21/2026)
Balance Transfer APR (Fee-Based Product)
N/A(Verified 01/21/2026)
Credit Score Range
N/A
Annual Fee
N/A
Step Visa Card Review
This is a secured credit rewards card issued by Evolve Bank & Trust. If you're wondering whether Step Visa Card is the right card for you, read on.
Key Takeaways
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
Pros & Cons of Step Visa Card
| The Good | The Bad |
|
|
Step Visa Card FAQ
Does Step Visa Card have a cash back or rewards program?
Step Visa Card is a rewards card. This card features rewards for purchases in the following categories:
- Select Merchants
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Select Merchants | Up to 10 % cash back (Earn up to 10% cashback on purchases when you join Step Black) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Step Visa Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Step Visa Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for Step Visa Card?
Step Visa Card does not offer balance transfers.Does Step Visa Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Step Visa Card does not offer balance transfers.Does Step Visa Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Step Visa Card?
N/A.
What is the customer service phone number for Step Visa Card?
The customer service number for Step Visa Card is .
What is the support contact email for Step Visa Card?
The support contact email for Step Visa Card is hello@step.com.
What is the login page for Step Visa Card?
You can access the login page of Step Visa Card here.
How do people rate the customer service and user experience of Step Visa Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Step Visa Card report your account activity to credit bureaus?
Yes, Step Visa Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Step Mobile Inc perform a hard credit pull?
Yes, Step Visa Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Step Visa Card
- Visit the website of Step Visa Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.