OneAZ Credit Union Visa State Forty Eight Credit Card

OneAZ Credit Union Visa State Forty Eight Credit Card Review

This is a rewards credit card issued by OneAZ Credit Union. If you're wondering whether OneAZ Credit Union Visa State Forty Eight Credit Card is the right card for you, read on.

Key Takeaways

• Competitive APRs. OneAZ Credit Union Visa State Forty Eight Credit Card has a variable purchase APR that ranges from 11.99% up to 18%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of OneAZ Credit Union Visa State Forty Eight Credit Card

OneAZ Credit Union Visa State Forty Eight Credit Card FAQ

Does OneAZ Credit Union Visa State Forty Eight Credit Card have a cash back or rewards program?

OneAZ Credit Union Visa State Forty Eight Credit Card is a rewards card.

What are the OneAZ Credit Union Visa State Forty Eight Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for OneAZ Credit Union Visa State Forty Eight Credit Card?

OneAZ Credit Union Visa State Forty Eight Credit Card has a variable purchase APR that ranges from 11.99% up to 18%. The card has a variable balance transfer APR that ranges from 11.99% up to 18%. It also has a variable cash advance APR that ranges from 11.99% up to 18%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for OneAZ Credit Union Visa State Forty Eight Credit Card?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does OneAZ Credit Union Visa State Forty Eight Credit Card report your account activity to credit bureaus?

Yes, OneAZ Credit Union Visa State Forty Eight Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for OneAZ Credit Union Visa State Forty Eight Credit Card

• Visit the OneAZ Credit Union Visa State Forty Eight Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.