
OneAZ Credit Union Visa Signature Credit Card
Not enough votes for recommendation
Explore a similar product
Try this top product in Credit Cards.
Purchase APR (Variable APR) | 10.99 - 18 |
Balance Transfer APR (Variable APR) | 10.99 - 18 |
Credit Score Range | 680 - 850 |
Annual Fee | $0 |
OneAZ Credit Union Visa Signature Credit Card Review
This is a cashback credit card issued by OneAZ Credit Union. If you're wondering whether OneAZ Credit Union Visa Signature Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. OneAZ Credit Union Visa Signature Credit Card has a variable purchase APR that ranges from 10.99% up to 18%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, extended warranty protection on purchases, travel assistance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 680.
Pros & Cons of OneAZ Credit Union Visa Signature Credit Card
The Good | The Bad |
---|---|
|
|
OneAZ Credit Union Visa Signature Credit Card FAQ
Does OneAZ Credit Union Visa Signature Credit Card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
What are the OneAZ Credit Union Visa Signature Credit Card benefits?
It provides the following benefits:
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for OneAZ Credit Union Visa Signature Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.OneAZ Credit Union Visa Signature Credit Card has a variable purchase APR that ranges from 10.99% up to 18%. The card has a variable balance transfer APR that ranges from 10.99% up to 18%. It also has a variable cash advance APR that ranges from 10.99% up to 18%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does OneAZ Credit Union Visa Signature Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 1.99% for a period of up to 6 months.
Description | |
---|---|
Balance Transfer Introductory APR | 1.99 |
Balance Transfer Intro APR Period | 6 months |
Balance Transfer APR | 10.99 - 18 |
Balance Transfer Fee Minimum | 0 |
Balance Transfer Fee % | 0 |
Does OneAZ Credit Union Visa Signature Credit Card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 1.99 |
Purchase Intro APR Period | 6 months |
This card does offer an intro APR rate of 1.99% on qualified purchases for a period of up to 6 months.
What are the fees for OneAZ Credit Union Visa Signature Credit Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 1% |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does OneAZ Credit Union Visa Signature Credit Card have a foreign transaction fee?
OneAZ Credit Union Visa Signature Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for OneAZ Credit Union Visa Signature Credit Card?
The OneAZ Credit Union Visa Signature Credit Card customer service number is (844) 663-2928.
What is the support contact email for OneAZ Credit Union Visa Signature Credit Card?
The support contact email for OneAZ Credit Union Visa Signature Credit Card is questions@oneazcu.com .
What is the OneAZ Credit Union Visa Signature Credit Card login page?
You can access the OneAZ Credit Union Visa Signature Credit Card login page here.
How do people rate the customer service and user experience of OneAZ Credit Union Visa Signature Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does OneAZ Credit Union Visa Signature Credit Card report your account activity to credit bureaus?
Yes, OneAZ Credit Union Visa Signature Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for OneAZ Credit Union Visa Signature Credit Card
- Visit the OneAZ Credit Union Visa Signature Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
2355 W. Pinnacle Peak Rd.
Phoenix, AZ 85027 USA - (844) 663-2928
- Visit Site
- Email Support
Other Services by OneAZ Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Introductory Rate | 1.99 |
Purchase Intro APR Period (Variable APR) | 6 months |
Be the first to rate
Would you recommend OneAZ Credit Union Visa Signature Credit Card to your friends?
OneAZ Credit Union Credit Cards
- Arkansas Federal Credit Union Platinum Secure Mastercard®
- Chabill's Tire Credit Card
- Chase Sapphire Preferred®
- FirstBank Puerto Rico Beyond Global Visa Credit Card
- Founders FCU Platinum Secured Visa Credit Card
- Fowler State Bank Visa Credit Card
- Mobiloil Credit Union Secured Visa Platinum Card
- Security Service FCU Power Travel Rewards World Mastercard®
- Sephora Credit Card
- Southwest Rapid Rewards® Priority Credit Card
- Valero Credit Card
- Valley Strong Credit Union Platinum Card