Pinnacle Financial Partners Credit Card
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| Purchase APR (Variable APR) | 12.99% - 18.99% |
| Balance Transfer APR (Variable APR) | 12.99% - 18.99% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Pinnacle Financial Partners Credit Card Review
This is a rewards credit card issued by Pinnacle Financial Partners. If you're wondering whether Pinnacle Financial Partners Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Signup bonus. Offers a signup bonus of $50 if you spend $1000 within 3 months.
- Competitive APRs. Pinnacle Financial Partners Credit Card has a variable purchase APR that ranges from 12.99% up to 18.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Pinnacle Financial Partners Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.5% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, purchase protection, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
| The Good | The Bad |
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Does Pinnacle Financial Partners Credit Card have a cash back or rewards program?
Pinnacle Financial Partners Credit Card is a rewards card.
| Minimum rewards rate | 1x |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | Up to $50 |
| Signup Bonus Spend Requirement | $1000 |
| Signup Bonus Spend Period (months) | 3 months |
Does Pinnacle Financial Partners Credit Card have a signup bonus?
Yes, it offers card users a signup bonus worth up to $50 after spending $1000.
Does Pinnacle Financial Partners Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Pinnacle Financial Partners Credit Card benefits?
It provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Pinnacle Financial Partners Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Pinnacle Financial Partners Credit Card has a variable purchase APR that ranges from 12.99% up to 18.99%. The card has a variable balance transfer APR that ranges from 12.99% up to 18.99%. It also has a variable cash advance APR of 21% .
Does Pinnacle Financial Partners Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Pinnacle Financial Partners Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Pinnacle Financial Partners Credit Card?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 1.5% |
| Returned Payment Fee | up to $35 |
| Late Payment Fee | up to $35 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Pinnacle Financial Partners Credit Card have a foreign transaction fee?
Pinnacle Financial Partners Credit Card charges a foreign transaction fee of 1.5%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $30. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for Pinnacle Financial Partners Credit Card?
The support contact email for Pinnacle Financial Partners Credit Card is last@pnfp.com.
What is the Pinnacle Financial Partners Credit Card login page?
You can access the Pinnacle Financial Partners Credit Card login page here.
How do people rate the customer service and user experience of Pinnacle Financial Partners Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Pinnacle Financial Partners Credit Card report your account activity to credit bureaus?
Yes, Pinnacle Financial Partners Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Pinnacle Financial Partners Credit Card
- Visit the Pinnacle Financial Partners Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
150 3rd Avenue South
Nashville, TN 37201 USA - Visit Site
- Email Support
Other Services by Pinnacle Financial Partners
Availability
- Georgia
- Mississippi
- North Carolina
- South Carolina
- Tennessee
- Virginia
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 4% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 1.5% |
| Minimum Interest Charge | $1 |
| Returned Payment Fee | Up to $35 |
| Late Fee Amount | Up to $35 |
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