Last Updated: 07/28/2025
Pinnacle Financial Partners Mastercard World Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
12.99% - 18.99%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
12.99% - 18.99%(Verified 06/21/2024)
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Credit Score Range
650 - 850
Annual Fee
$0
Pinnacle Financial Partners Mastercard World Credit Card Review
This is a rewards card issued by Pinnacle Financial Partners. If you're wondering whether Pinnacle Financial Partners Mastercard World Credit Card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of up to $100.
- APRs: Pinnacle Financial Partners Mastercard World Credit Card has a variable regular purchase APR that ranges from 12.99% up to 18.99%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Pinnacle Financial Partners Mastercard World Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, purchase security, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Pinnacle Financial Partners Mastercard World Credit Card
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Pinnacle Financial Partners Mastercard World Credit Card FAQ
Does Pinnacle Financial Partners Mastercard World Credit Card have a cash back or rewards program?
Pinnacle Financial Partners Mastercard World Credit Card is a rewards card.
| Description |
Does Pinnacle Financial Partners Mastercard World Credit Card have a signup bonus?
Yes, it offers card users a signup bonus worth up to $100 .
Does Pinnacle Financial Partners Mastercard World Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Pinnacle Financial Partners Mastercard World Credit Card benefits?
Pinnacle Financial Partners Mastercard World Credit Card provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Pinnacle Financial Partners Mastercard World Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Pinnacle Financial Partners Mastercard World Credit Card has a variable purchase APR that ranges from 12.99% up to 18.99%. The card has a variable balance transfer APR that ranges from 12.99% up to 18.99%. It also has a variable cash advance APR of 21.00% .
Does Pinnacle Financial Partners Mastercard World Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Pinnacle Financial Partners Mastercard World Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Pinnacle Financial Partners Mastercard World Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 4% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Pinnacle Financial Partners Mastercard World Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Pinnacle Financial Partners Mastercard World Credit Card?
The customer service number for Pinnacle Financial Partners Mastercard World Credit Card is (615) 744-3705.
What is the support contact email for Pinnacle Financial Partners Mastercard World Credit Card?
The support contact email for Pinnacle Financial Partners Mastercard World Credit Card is last@pnfp.com.
What is the login page for Pinnacle Financial Partners Mastercard World Credit Card?
You can access the login page of Pinnacle Financial Partners Mastercard World Credit Card here.
How do people rate the customer service and user experience of Pinnacle Financial Partners Mastercard World Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Pinnacle Financial Partners Mastercard World Credit Card report your account activity to credit bureaus?
Yes, Pinnacle Financial Partners Mastercard World Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Pinnacle Financial Partners perform a hard credit pull?
Yes, Pinnacle Financial Partners Mastercard World Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Pinnacle Financial Partners Mastercard World Credit Card
- Visit the website of Pinnacle Financial Partners Mastercard World Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
8:00AM - 4:00PM
Tuesday
8:00AM - 4:00PM
Wednesday
8:00AM - 4:00PM
Thursday
8:00AM - 4:00PM
Friday
8:00AM - 5:00PM
Saturday
Closed