Pinnacle Financial Partners Mastercard World Credit Card

Pinnacle Financial Partners Mastercard World Credit Card Review

This is a rewards card issued by Pinnacle Financial Partners. If you're wondering whether Pinnacle Financial Partners Mastercard World Credit Card is the right card for you, read on.

Key Takeaways

• Signup bonus. Offers a signup bonus of up to $100 if you spend $3000 within 3 months.
• Competitive APRs. Pinnacle Financial Partners Mastercard World Credit Card has a variable purchase APR that ranges from 12.99% up to 18.99%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Pinnacle Financial Partners Mastercard World Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, purchase protection, travel assistance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Pinnacle Financial Partners Mastercard World Credit Card

The Good	The Bad
Potentially lower than average purchase APRs. No annual fee. Multiple credit card perks. Extended warranty on purchases. Travel assistance insurance No foreign transaction fee. Cardholders can earn rewards on purchases everywhere Pinnacle Financial Partners Mastercard World Credit Card is accepted. Pinnacle Financial Partners Mastercard World Credit Card reports to multiple credit bureaus.	Charges a 3% balance transfer fee.

Pinnacle Financial Partners Mastercard World Credit Card FAQ

Does Pinnacle Financial Partners Mastercard World Credit Card have a cash back or rewards program?

Pinnacle Financial Partners Mastercard World Credit Card is a rewards card.

Pinnacle Financial Partners Mastercard World Credit Card Rewards

Minimum rewards rate	1x
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	$100
Signup Bonus Spend Requirement	$3000
Signup Bonus Spend Period (months)	3 months

What are the Pinnacle Financial Partners Mastercard World Credit Card benefits?

It provides the following benefits:

• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Pinnacle Financial Partners Mastercard World Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Pinnacle Financial Partners Mastercard World Credit Card has a variable purchase APR that ranges from 12.99% up to 18.99%. The card has a variable balance transfer APR that ranges from 12.99% up to 18.99%. It also has a variable cash advance APR of 21.00% .

What are the fees for Pinnacle Financial Partners Mastercard World Credit Card?

The following fees apply:

• There is no overlimit fee

Pinnacle Financial Partners Mastercard World Credit Card Fees

Fees	Amount
Annual Fee	$0
Overlimit Fee	$0
Foreign Transaction Fee	0%
Returned Payment Fee	up to $35
Late Payment Fee	up to $35

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Pinnacle Financial Partners Mastercard World Credit Card report your account activity to credit bureaus?

Yes, Pinnacle Financial Partners Mastercard World Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Pinnacle Financial Partners Mastercard World Credit Card

• Visit the Pinnacle Financial Partners Mastercard World Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.