Flagstar Bank Visa Signature® Max Cash Preferred Card

Key Takeaways

• 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
• $150 bonus (15,000 points) after $500 in eligible net purchases are made within the first 90 days of account opening.
• APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 17.49% up to 27.49%.
• No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• A 3% balance transfer fee. Flagstar Bank Visa Signature® Max Cash Preferred Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Flagstar Visa Max Preferred

Flagstar Visa Max Preferred FAQ

Does Flagstar Visa Max Preferred have a cash back or rewards program?

• Zero fraud liability

What are the relevant APRs for Flagstar Visa Max Preferred?

What are the fees for Flagstar Visa Max Preferred?

Does Flagstar Bank perform a hard credit pull?

How to apply for Flagstar Visa Max Preferred

• Visit the website of Flagstar Visa Max Preferred.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.