Last Updated: 07/28/2025
PrimeWay FCU Visa Cash Preferred Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
14.49% - 23.49%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
14.49% - 23.49%(Verified 06/21/2024)
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Credit Score Range
650 - 850
Annual Fee
$0
PrimeWay FCU Visa Cash Preferred Credit Card Review
This is a rewards card issued by PrimeWay Federal Credit Union. If you're wondering whether PrimeWay FCU Visa Cash Preferred Credit Card is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
- Signup bonus. Offers a signup bonus of up to $150.
- APRs: PrimeWay FCU Visa Cash Preferred Credit Card has a variable regular purchase APR that ranges from 14.49% up to 23.49%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. PrimeWay FCU Visa Cash Preferred Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of PrimeWay FCU Visa Cash Preferred Credit Card
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PrimeWay FCU Visa Cash Preferred Credit Card FAQ
Does PrimeWay FCU Visa Cash Preferred Credit Card have a cash back or rewards program?
PrimeWay FCU Visa Cash Preferred Credit Card is a rewards card.
| Description |
Does PrimeWay FCU Visa Cash Preferred Credit Card have a signup bonus?
Yes, it offers card users a signup bonus worth up to $150 .
Does PrimeWay FCU Visa Cash Preferred Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the PrimeWay FCU Visa Cash Preferred Credit Card benefits?
PrimeWay FCU Visa Cash Preferred Credit Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for PrimeWay FCU Visa Cash Preferred Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.PrimeWay FCU Visa Cash Preferred Credit Card has a variable purchase APR that ranges from 14.49% up to 23.49%. The card has a variable balance transfer APR that ranges from 14.49% up to 23.49%. It also has a variable cash advance APR of 25.99% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does PrimeWay FCU Visa Cash Preferred Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 12 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 14.49% - 23.49% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Minimum | $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does PrimeWay FCU Visa Cash Preferred Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for PrimeWay FCU Visa Cash Preferred Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does PrimeWay FCU Visa Cash Preferred Credit Card have a foreign transaction fee?
PrimeWay FCU Visa Cash Preferred Credit Card charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for PrimeWay FCU Visa Cash Preferred Credit Card?
The customer service number for PrimeWay FCU Visa Cash Preferred Credit Card is (713) 799-6200.
What is the support contact email for PrimeWay FCU Visa Cash Preferred Credit Card?
The support contact email for PrimeWay FCU Visa Cash Preferred Credit Card is callcenter@primewayfcu.com.
What is the login page for PrimeWay FCU Visa Cash Preferred Credit Card?
You can access the login page of PrimeWay FCU Visa Cash Preferred Credit Card here.
How do people rate the customer service and user experience of PrimeWay FCU Visa Cash Preferred Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does PrimeWay FCU Visa Cash Preferred Credit Card report your account activity to credit bureaus?
Yes, PrimeWay FCU Visa Cash Preferred Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does PrimeWay Federal Credit Union perform a hard credit pull?
Yes, PrimeWay FCU Visa Cash Preferred Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for PrimeWay FCU Visa Cash Preferred Credit Card
- Visit the website of PrimeWay FCU Visa Cash Preferred Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 2:00PM